Est. Earnings (1yr)
$41,685
Est. from national median (8 programs)
Est. Median Debt
$18,788
Est. from national median (11 programs)

Analysis

A debt load approaching $19,000 for a certificate that leads to roughly $42,000 in first-year earnings—figures drawn from comparable entrepreneurship programs nationwide—raises questions about the credentials needed to launch a business. While the debt-to-earnings ratio of 0.45 falls within manageable territory, it's worth noting that many successful entrepreneurs enter their ventures without formal credentials, or pursue four-year business degrees that offer broader career flexibility if the startup path doesn't materialize immediately.

Peer programs across Wisconsin suggest similar outcomes, with Milwaukee's program reporting earnings around $42,500. The challenge here isn't necessarily the numbers—they're in line with what certificate programs typically deliver—but whether a formal credential in entrepreneurship justifies borrowing nearly $20,000 when much of small business success depends on industry knowledge, personal networks, and market timing rather than academic preparation. For students entering with practical experience or a specific business concept, this certificate might accelerate their path. For those still exploring, the debt burden creates pressure to launch before they're ready.

The smart move depends entirely on where your child stands. If they're coming in with real-world business experience and need the credential to formalize their knowledge, this could work. If they're hoping the certificate will teach them how to identify opportunities and build ventures from scratch, consider whether that $19,000 might serve them better as startup capital or emergency runway once they launch.

Where University of Wisconsin-Parkside Stands

Earnings vs. debt across all entrepreneurial and small business operations certificate's programs nationally

Compare to Similar Programs in Wisconsin

Entrepreneurial and Small Business Operations certificate's programs at peer institutions in Wisconsin (14 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
University of Wisconsin-ParksideKenosha$7,855$41,685*—$18,788*—
University of Wisconsin-MilwaukeeMilwaukee$10,020$42,545*—$23,397*0.55
National Median—$41,684*—$18,788*0.45
* Estimated from similar programs

Career Paths

Occupations commonly associated with entrepreneurial and small business operations graduates

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree

Chief Sustainability Officers

Communicate and coordinate with management, shareholders, customers, and employees to address sustainability issues. Enact or oversee a corporate sustainability strategy.

$105,350/yrJobs growth:Bachelor's degree

General and Operations Managers

Plan, direct, or coordinate the operations of public or private sector organizations, overseeing multiple departments or locations. Duties and responsibilities include formulating policies, managing daily operations, and planning the use of materials and human resources, but are too diverse and general in nature to be classified in any one functional area of management or administration, such as personnel, purchasing, or administrative services. Usually manage through subordinate supervisors. Excludes First-Line Supervisors.

$105,350/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Personal Service Managers, All Other

All personal service managers not listed separately.

Fitness and Wellness Coordinators

Manage or coordinate fitness and wellness programs and services. Manage and train staff of wellness specialists, health educators, or fitness instructors.

Spa Managers

Plan, direct, or coordinate activities of a spa facility. Coordinate programs, schedule and direct staff, and oversee financial activities.

Managers, All Other

All managers not listed separately.

Regulatory Affairs Managers

Plan, direct, or coordinate production activities of an organization to ensure compliance with regulations and standard operating procedures.

Compliance Managers

Plan, direct, or coordinate activities of an organization to ensure compliance with ethical or regulatory standards.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Wind Energy Operations Managers

Manage wind field operations, including personnel, maintenance activities, financial activities, and planning.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Wisconsin-Parkside, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 8 similar programs. Actual outcomes may vary.