Entrepreneurial and Small Business Operations at University of Wisconsin-Parkside
Undergraduate Certificate or Diploma
uwp.eduAnalysis
A debt load approaching $19,000 for a certificate that leads to roughly $42,000 in first-year earnings—figures drawn from comparable entrepreneurship programs nationwide—raises questions about the credentials needed to launch a business. While the debt-to-earnings ratio of 0.45 falls within manageable territory, it's worth noting that many successful entrepreneurs enter their ventures without formal credentials, or pursue four-year business degrees that offer broader career flexibility if the startup path doesn't materialize immediately.
Peer programs across Wisconsin suggest similar outcomes, with Milwaukee's program reporting earnings around $42,500. The challenge here isn't necessarily the numbers—they're in line with what certificate programs typically deliver—but whether a formal credential in entrepreneurship justifies borrowing nearly $20,000 when much of small business success depends on industry knowledge, personal networks, and market timing rather than academic preparation. For students entering with practical experience or a specific business concept, this certificate might accelerate their path. For those still exploring, the debt burden creates pressure to launch before they're ready.
The smart move depends entirely on where your child stands. If they're coming in with real-world business experience and need the credential to formalize their knowledge, this could work. If they're hoping the certificate will teach them how to identify opportunities and build ventures from scratch, consider whether that $19,000 might serve them better as startup capital or emergency runway once they launch.
Where University of Wisconsin-Parkside Stands
Earnings vs. debt across all entrepreneurial and small business operations certificate's programs nationally
Compare to Similar Programs in Wisconsin
Entrepreneurial and Small Business Operations certificate's programs at peer institutions in Wisconsin (14 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $7,855 | $41,685* | — | $18,788* | — | |
| $10,020 | $42,545* | — | $23,397* | 0.55 | |
| National Median | — | $41,684* | — | $18,788* | 0.45 |
Career Paths
Occupations commonly associated with entrepreneurial and small business operations graduates
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Business Teachers, Postsecondary
Personal Service Managers, All Other
Fitness and Wellness Coordinators
Spa Managers
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
Wind Energy Operations Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Wisconsin-Parkside, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 8 similar programs. Actual outcomes may vary.