Analysis
A debt load of $23,350 for first-year earnings around $45,000 sounds manageable on paper—that's a debt-to-earnings ratio of 0.52, below the concerning 1.0 threshold. But here's what parents need to understand: both figures come from national benchmarks of similar entrepreneurship programs, not actual outcomes from University of Wyoming graduates. With only one school offering this bachelor's in Wyoming and no state-level comparison data available, you're essentially betting on what's typical nationally while hoping UW's program performs similarly.
The fundamentals suggest reasonable value. Peer programs across the country produce median earnings that would make the estimated debt serviceable—monthly payments would run roughly $240-260 on a standard ten-year plan, or about 6-7% of gross monthly income. For entrepreneurship specifically, where many graduates may start their own ventures or work in small business environments, that first-year number likely understates long-term earning potential for successful graduates, though it could also reflect the reality that many business launches take time to generate income.
The real question is whether your student has realistic entrepreneurial goals and fallback options. If they're planning to start a business immediately after graduation, that $45,000 estimate might be optimistic in year one. If they're planning to work in small business management or corporate roles first, the numbers become more reliable. Given the data limitations here, talk seriously with UW about actual graduate outcomes—where students work, what they earn, how many successfully launch businesses—before committing.
Where University of Wyoming Stands
Earnings vs. debt across all entrepreneurial and small business operations bachelors's programs nationally
Compare to Similar Programs Nationally
Entrepreneurial and Small Business Operations bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,938 | $45,265* | — | $23,350* | — | |
| $67,680 | $74,446* | — | $19,000* | 0.26 | |
| $68,230 | $67,900* | $111,654 | $18,000* | 0.27 | |
| $12,643 | $65,177* | $79,087 | —* | — | |
| $57,220 | $65,028* | — | $25,292* | 0.39 | |
| $13,626 | $64,211* | $76,811 | $23,962* | 0.37 | |
| National Median | — | $45,265* | — | $24,125* | 0.53 |
Career Paths
Occupations commonly associated with entrepreneurial and small business operations graduates
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Business Teachers, Postsecondary
Personal Service Managers, All Other
Fitness and Wellness Coordinators
Spa Managers
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
Wind Energy Operations Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Wyoming, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 67 similar programs. Actual outcomes may vary.