Analysis
A debt-to-earnings ratio of 0.34 suggests financial manageability—similar applied mathematics programs nationally produce first-year earnings around $61,000 against median debt of $21,000, meaning graduates could feasibly dedicate a third of their first year's salary to loans and still clear them. That's a healthier starting position than many bachelor's programs offer. While we can't verify Utah Tech's specific outcomes, the national benchmark for applied mathematics degrees shows this field typically delivers strong early earnings relative to educational investment.
The caveat here is meaningful: with only five schools offering applied mathematics in Utah and none reporting granular outcomes, you're working with national averages rather than local labor market data. Applied mathematics graduates in Saint George might face different opportunities than those in Salt Lake City or Provo, where tech and finance sectors are more developed. The 22% Pell grant rate suggests Utah Tech serves a less economically advantaged population than some peer institutions, which could affect both support resources and alumni networks.
For a quantitatively-inclined student, the math works on paper—$21,000 in debt against $61,000 earnings creates breathing room. But confirm that Utah Tech's curriculum includes the computational skills (programming, data analysis, statistical modeling) that translate to higher-paying roles. An applied mathematics degree's value hinges entirely on what "applied" means in practice.
Where Utah Tech University Stands
Earnings vs. debt across all applied mathematics bachelors's programs nationally
Compare to Similar Programs Nationally
Applied Mathematics bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,074 | $60,930* | — | $21,000* | — | |
| $59,076 | $114,279* | $166,324 | —* | — | |
| $68,230 | $99,193* | $125,979 | $10,000* | 0.10 | |
| $60,952 | $97,700* | — | $25,841* | 0.26 | |
| $65,997 | $94,684* | — | —* | — | |
| $69,045 | $91,559* | — | —* | — | |
| National Median | — | $60,930* | — | $21,393* | 0.35 |
Career Paths
Occupations commonly associated with applied mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Actuaries
Economists
Environmental Economists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Utah Tech University, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 44 similar programs. Actual outcomes may vary.