Analysis
At around $23,000 in debt with first-year earnings near $45,000, this entrepreneurship degree appears financially manageable based on comparable bachelor's programs nationwide. The debt-to-earnings ratio of 0.52 suggests graduates could reasonably pay off loans while establishing themselves professionally. However, the estimate sits well below what entrepreneurship graduates typically earn elsewhere in Utah—peer programs in the state report median earnings around $62,000, with both BYU and Utah Valley producing graduates earning over $60,000 in their first year.
That $17,000 gap matters significantly for an aspiring business owner. Higher earnings provide more capital to invest in a startup, better cushion against entrepreneurial risk, and faster debt payoff if the venture route doesn't pan out immediately. Since these figures come from similar programs rather than Utah Tech's actual graduate outcomes, it's worth investigating what accounts for the state-level difference—whether it's employer density in Saint George versus Salt Lake City, differences in curriculum focus, or simply that this program serves students with different career trajectories than its in-state competitors.
The bottom line: The debt load is reasonable, but if your child is choosing Utah Tech primarily for entrepreneurship preparation, understand that comparable programs in Utah appear to produce substantially stronger early earnings outcomes. That difference could meaningfully affect their ability to launch or sustain a business venture right out of college.
Where Utah Tech University Stands
Earnings vs. debt across all entrepreneurial and small business operations bachelors's programs nationally
Compare to Similar Programs in Utah
Entrepreneurial and Small Business Operations bachelors's programs at peer institutions in Utah (6 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,074 | $45,265* | — | $23,350* | — | |
| $6,496 | $64,061* | $58,082 | —* | — | |
| $6,270 | $60,448* | — | —* | — | |
| National Median | — | $45,265* | — | $24,125* | 0.53 |
Career Paths
Occupations commonly associated with entrepreneurial and small business operations graduates
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Business Teachers, Postsecondary
Personal Service Managers, All Other
Fitness and Wellness Coordinators
Spa Managers
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
Wind Energy Operations Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Utah Tech University, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 67 similar programs. Actual outcomes may vary.