Analysis
A debt-to-earnings ratio of 0.70 sits in reasonable territory for a healthcare bachelor's degree, but context matters here. Based on comparable health services programs nationally, graduates typically earn around $35,000 in their first year and carry roughly $25,000 in debt. That's a manageable monthly payment of about $280 for ten years—doable on a healthcare salary, though it will take discipline. The challenge is that "health services" is an unusually broad umbrella that can lead to everything from healthcare administration roles to clinical support positions, with vastly different earning trajectories depending on specialization and licensure.
What should concern you is the lack of visibility into outcomes specific to Utah Tech's program. With only five schools offering similar degrees in Utah and none with publicly reported data, you're essentially betting that this program performs close to the national average. The national median itself spans a wide range—from entry-level medical records positions to mid-tier clinical coordinator roles—so knowing exactly where Utah Tech graduates land would matter significantly. The 22% Pell grant rate suggests a somewhat more affluent student body, which sometimes correlates with better networking and job placement, but that's speculative.
If your child has a specific healthcare career path in mind—especially one requiring licensure or certification—verify that Utah Tech's curriculum aligns and that graduates successfully obtain those credentials. Without program-specific outcomes, you're relying on general healthcare sector strength in Utah rather than demonstrated placement success from this particular degree.
Where Utah Tech University Stands
Earnings vs. debt across all health services/allied health/health sciences bachelors's programs nationally
Compare to Similar Programs Nationally
Health Services/Allied Health/Health Sciences bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,074 | $35,279* | — | $24,790* | — | |
| $21,810 | $98,520* | $77,878 | $23,875* | 0.24 | |
| $4,865 | $71,275* | — | $18,625* | 0.26 | |
| $16,450 | $66,407* | — | $27,796* | 0.42 | |
| $18,950 | $65,046* | — | $36,050* | 0.55 | |
| $8,864 | $59,186* | $54,753 | $42,605* | 0.72 | |
| National Median | — | $35,279* | — | $26,690* | 0.76 |
Career Paths
Occupations commonly associated with health services/allied health/health sciences graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Utah Tech University, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 156 similar programs. Actual outcomes may vary.