Est. Earnings (1yr)
$38,726
Est. from national median (95 programs)
Est. Median Debt
$25,000
Est. from national median (7 programs)

Analysis

A debt-to-earnings ratio of 0.65 would typically signal reasonable financing for a geography degree, but the stagnant earnings trajectory here complicates that picture. Valparaiso's geography graduates—drawing on comparable programs nationally—appear to earn roughly $38,700 in their first year, then see virtually no growth by year four ($37,600). That's unusual for any bachelor's degree and suggests either limited career progression in early-career geography roles or graduates struggling to find positions that leverage their credential.

The $25,000 in estimated debt sits slightly above the national median for geography programs but tracks closely with Indiana's state average. What matters more is whether those geography skills translate into earnings growth that justifies the investment. Similar programs across Indiana produce first-year earnings around $34,300, making Valparaiso's estimated figure competitive for the state. But without evidence of income momentum, that initial advantage matters less than it should.

For parents evaluating this path, the critical question is what specific career trajectory their student envisions. Geography and cartography skills can lead to GIS analyst roles, urban planning positions, or environmental consulting—fields where earnings typically climb with experience. If this program isn't producing that growth, it may lack the specialized training or industry connections that translate academic geography into marketable expertise. The flat earnings pattern deserves a direct conversation with the department about graduate outcomes and career placement.

Where Valparaiso University Stands

Earnings vs. debt across all geography and cartography bachelors's programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Valparaiso University—$37,616—
University of Maryland-College Park$40,913$65,748+61%
Texas A&M University-College Station$54,204$64,337+19%
The University of Texas at Austin$36,878$61,313+66%
Ball State University$34,274$49,490+44%

Compare to Similar Programs in Indiana

Geography and Cartography bachelors's programs at peer institutions in Indiana (7 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Valparaiso UniversityValparaiso$46,588$38,726*$37,616$25,000*—
Ball State UniversityMuncie$10,758$34,274*$49,490$26,000*0.76
National Median—$38,726*—$22,657*0.59
* Estimated from similar programs

Career Paths

Occupations commonly associated with geography and cartography graduates

Geographers

Study the nature and use of areas of the Earth's surface, relating and interpreting interactions of physical and cultural phenomena. Conduct research on physical aspects of a region, including land forms, climates, soils, plants, and animals, and conduct research on the spatial implications of human activities within a given area, including social characteristics, economic activities, and political organization, as well as researching interdependence between regions at scales ranging from local to global.

$97,200/yrJobs growth:Bachelor's degree

Geography Teachers, Postsecondary

Teach courses in geography. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Cartographers and Photogrammetrists

Research, study, and prepare maps and other spatial data in digital or graphic form for one or more purposes, such as legal, social, political, educational, and design purposes. May work with Geographic Information Systems (GIS). May design and evaluate algorithms, data structures, and user interfaces for GIS and mapping systems. May collect, analyze, and interpret geographic information provided by geodetic surveys, aerial photographs, and satellite data.

$78,380/yrJobs growth:Bachelor's degree

Surveying and Mapping Technicians

Perform surveying and mapping duties, usually under the direction of an engineer, surveyor, cartographer, or photogrammetrist, to obtain data used for construction, mapmaking, boundary location, mining, or other purposes. May calculate mapmaking information and create maps from source data, such as surveying notes, aerial photography, satellite data, or other maps to show topographical features, political boundaries, and other features. May verify accuracy and completeness of maps.

$51,940/yrJobs growth:High school diploma or equivalent

Managers, All Other

All managers not listed separately.

Regulatory Affairs Managers

Plan, direct, or coordinate production activities of an organization to ensure compliance with regulations and standard operating procedures.

Compliance Managers

Plan, direct, or coordinate activities of an organization to ensure compliance with ethical or regulatory standards.

Wind Energy Operations Managers

Manage wind field operations, including personnel, maintenance activities, financial activities, and planning.

Wind Energy Development Managers

Lead or manage the development and evaluation of potential wind energy business opportunities, including environmental studies, permitting, and proposals. May also manage construction of projects.

Brownfield Redevelopment Specialists and Site Managers

Plan and direct cleanup and redevelopment of contaminated properties for reuse. Does not include properties sufficiently contaminated to qualify as Superfund sites.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Valparaiso University, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 95 similar programs. Actual outcomes may vary.