Median Earnings (1yr)
$45,123
76th percentile (60th in IN)
Median Debt
$27,000
4% above national median
Debt-to-Earnings
0.60
Manageable
Sample Size
60
Adequate data

Analysis

Valparaiso's teaching program costs more than most but doesn't deliver matching returns. With $27,000 in median debt—above both state and national medians—graduates start at $45,123, which ranks in the 60th percentile among Indiana programs. That's solid but not exceptional, especially when schools like Butler ($50,707) and Indiana University's regional campuses consistently produce higher earnings at similar or lower debt levels.

The real concern is what happens after year one: earnings essentially flatline at $44,455 by year four, suggesting limited salary growth in the early career years that matter most for debt payback. The debt-to-earnings ratio of 0.60 is manageable for teaching, but only because starting salaries in this profession are universally modest. Parents should recognize they're paying a premium—this is a selective private university with strong academic credentials—for outcomes that Indiana's public universities often match or exceed.

If your child is drawn to Valparaiso for its community or campus culture, the program won't derail their finances. But from a pure return-on-investment perspective, Indiana's flagship and regional campuses offer better earning potential at lower cost. The question is whether Valparaiso's smaller classes and campus experience justify paying $1,000-2,000 more in debt for $1,000-5,000 less in annual earnings.

Where Valparaiso University Stands

Earnings vs. debt across all teacher education and professional development, specific levels and methods bachelors's programs nationally

Valparaiso UniversityOther teacher education and professional development, specific levels and methods programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Valparaiso University graduates compare to all programs nationally

Valparaiso University graduates earn $45k, placing them in the 76th percentile of all teacher education and professional development, specific levels and methods bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Indiana

Teacher Education and Professional Development, Specific Levels and Methods bachelors's programs at peer institutions in Indiana (40 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Valparaiso University$45,123$44,455$27,0000.60
Butler University$50,707$45,302$27,0000.53
Indiana University-Northwest$48,497$43,671$31,0000.64
Franklin College$47,610—$27,0000.57
Indiana University-Bloomington$46,765$44,741$23,7410.51
Indiana University-Indianapolis$46,744$43,547$23,0000.49
National Median$41,809—$26,0000.62

Other Teacher Education and Professional Development, Specific Levels and Methods Programs in Indiana

Compare tuition, earnings, and debt across Indiana schools

SchoolIn-State TuitionEarnings (1yr)Debt
Butler University
Indianapolis
$45,980$50,707$27,000
Indiana University-Northwest
Gary
$8,179$48,497$31,000
Franklin College
Franklin
$37,350$47,610$27,000
Indiana University-Bloomington
Bloomington
$11,790$46,765$23,741
Indiana University-Indianapolis
Indianapolis
$10,449$46,744$23,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Valparaiso University, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 60 graduates with reported earnings and 48 graduates with debt data. Small samples may not be representative.