Analysis
VCU's Biological and Physical Sciences program delivers something increasingly rare: manageable debt paired with steady earnings growth. Graduates leave with about $27,000 in debt—less than 95% of similar programs nationally—while earning $36,709 within a year of graduation. That 0.73 debt-to-earnings ratio means new graduates face less than a year's salary in debt, a comfortable starting point that many science programs can't match.
The earnings trajectory tells an encouraging story. That initial $36,709 climbs to $45,072 by year four, representing 23% growth that outpaces inflation and suggests real career advancement. While these aren't Silicon Valley numbers, they're competitive—this program ranks in the 66th percentile nationally and 60th within Virginia. For an interdisciplinary science degree from a highly accessible state university (93% admission rate), these outcomes represent solid value.
The key consideration here is whether your student plans to pursue graduate work. Many biological and physical sciences graduates use bachelor's degrees as stepping stones to advanced degrees in medicine, research, or specialized fields. If that's the path, the low debt load makes this particularly attractive. If they're heading straight into the workforce, understand they're looking at a middle-class income with room for growth—not a high-earning launch. For families seeking an affordable entry into science careers at an accessible Virginia institution, this program delivers what it promises without financial traps.
Where Virginia Commonwealth University Stands
Earnings vs. debt across all biological and physical sciences bachelors's programs nationally
Earnings Distribution
How Virginia Commonwealth University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Virginia Commonwealth University | $36,709 | $45,072 | +23% |
| Thomas Edison State University | $69,480 | $68,255 | -2% |
| CUNY Hunter College | $36,362 | $60,863 | +67% |
| Fordham University | $29,958 | $58,912 | +97% |
| Indiana University of Pennsylvania-Main Campus | $25,311 | $56,723 | +124% |
Compare to Similar Programs Nationally
Biological and Physical Sciences bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $16,458 | $36,709 | $45,072 | $26,975 | 0.73 | |
| $62,693 | $75,418 | — | $19,000 | 0.25 | |
| $6,638 | $69,480 | $68,255 | $18,500 | 0.27 | |
| $12,997 | $46,288 | $55,611 | $19,500 | 0.42 | |
| $14,628 | $44,525 | $39,223 | $27,000 | 0.61 | |
| $8,179 | $41,561 | — | $25,472 | 0.61 | |
| National Median | — | $34,380 | — | $24,250 | 0.71 |
Career Paths
Occupations commonly associated with biological and physical sciences graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Secondary School Teachers, Except Special and Career/Technical Education
Postsecondary Teachers, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Virginia Commonwealth University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 68 graduates with reported earnings and 108 graduates with debt data. Small samples may not be representative.