Median Earnings (1yr)
$24,993
95th percentile
Median Debt
$5,500
42% below national median
Debt-to-Earnings
0.22
Manageable
Sample Size
21
Limited data

Analysis

Visible Music College's undergraduate certificate program produces earnings that beat 95% of similar music programs nationally, yet lands at just the 60th percentile within Tennessee—a surprising split that reveals something important about the state's music scene. Memphis and Nashville concentrate more professional music opportunities than most states, which means even middle-of-the-pack Tennessee earnings outpace what most music certificate holders earn elsewhere. At roughly $25,000 in first-year earnings, graduates earn more than the national median while carrying about half the typical debt load.

The $5,500 in student debt is genuinely manageable—less than a quarter of first-year earnings, compared to the $9,500 national median. This makes sense for a certificate program that's focused and relatively short. However, the small sample size (under 30 graduates) means these figures could shift significantly year to year, and individual outcomes will vary widely based on factors like performance skill, networking, and side work.

For families comfortable with music industry uncertainty, this represents a low-cost entry point into a notoriously difficult field. The modest debt means graduates can take lower-paying gig work or teaching positions without being crushed by loan payments. Just understand that $25,000 represents a starting point in an industry where income growth typically comes from hustle and opportunity rather than traditional career ladders.

Where Visible Music College Stands

Earnings vs. debt across all music certificate's programs nationally

Visible Music CollegeOther music programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Visible Music College graduates compare to all programs nationally

Visible Music College graduates earn $25k, placing them in the 95th percentile of all music certificate programs nationally.

Compare to Similar Programs in Tennessee

Music certificate's programs at peer institutions in Tennessee (5 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Visible Music College$24,993—$5,5000.22
National Median$22,690—$9,5000.42

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Visible Music College, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.