Analysis
A $27,000 debt load—matching the state median for social sciences programs—paired with estimated first-year earnings around $36,000 suggests this program lands in typical territory for liberal arts colleges in Iowa. Based on comparable bachelor's programs in the social sciences, graduates would face monthly loan payments of roughly $300, which at these income levels means budgeting carefully but not facing crisis.
The debt-to-earnings ratio of 0.74 falls within the federal government's manageable range (below 1.0), though it doesn't leave much cushion for the income volatility that often characterizes early-career social science work. What matters here is career trajectory: social sciences graduates frequently pursue graduate education or entry-level positions that lead to stronger earnings by their late twenties. The question is whether your child has a clear path forward—whether that's graduate school, specific career goals in nonprofit management, government work, or another field where this degree serves as a foundation.
The reality check: with a 99% admission rate and below-average SAT scores, Wartburg isn't competing on selectivity. If your child thrives in small-college settings and has specific post-graduation plans, these numbers suggest a manageable financial commitment. But if they're undecided about their direction or could achieve similar outcomes at a less expensive public institution, the estimated costs deserve serious scrutiny.
Where Wartburg College Stands
Earnings vs. debt across all social sciences bachelors's programs nationally
Compare to Similar Programs in Iowa
Social Sciences bachelors's programs at peer institutions in Iowa (3 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $51,040 | $36,279* | — | $27,000* | — | |
| $38,190 | $35,188* | — | $27,000* | 0.77 | |
| National Median | — | $36,279* | — | $25,500* | 0.70 |
Career Paths
Occupations commonly associated with social sciences graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Wartburg College, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 33 similar programs. Actual outcomes may vary.