Fine and Studio Arts at Western Carolina University
Bachelor's Degree
Analysis
Western Carolina's arts program stands out in North Carolina, landing in the 60th percentile statewide—a meaningful achievement when most fine arts programs struggle with early earnings. Graduates start at $24,253, but the more compelling story is the 28% earnings jump to nearly $31,000 by year four. That trajectory puts this program ahead of most UNC system peers, including Chapel Hill and Appalachian State, suggesting graduates are successfully converting their training into sustainable creative careers.
The $26,000 debt load sits slightly below both national and state medians, which matters when your first-year salary barely covers living expenses. The 1.07 debt-to-earnings ratio isn't comfortable, but it's manageable compared to many arts programs where that ratio climbs well above 1.5. The real question for families is whether that fourth-year earning power—approaching $31,000—represents a floor or a ceiling for long-term income potential.
For a student genuinely committed to visual arts, this program delivers competitive results within North Carolina without the debt burden of private art schools. The moderate sample size suggests steady enrollment, and the earnings growth pattern indicates graduates aren't just cobbling together gig work—they're building actual momentum. Still, families need clear eyes about those initial years: $24,000 is tight, even in rural North Carolina.
Where Western Carolina University Stands
Earnings vs. debt across all fine and studio arts bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Western Carolina University graduates compare to all programs nationally
Western Carolina University graduates earn $24k, placing them in the 46th percentile of all fine and studio arts bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in North Carolina
Fine and Studio Arts bachelors's programs at peer institutions in North Carolina (38 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Western Carolina University | $24,253 | $30,964 | $26,000 | 1.07 |
| North Carolina State University at Raleigh | $30,577 | — | $27,000 | 0.88 |
| University of North Carolina at Charlotte | $25,855 | $36,101 | $27,000 | 1.04 |
| University of North Carolina at Chapel Hill | $24,005 | $34,079 | $14,600 | 0.61 |
| University of North Carolina Asheville | $23,504 | $30,837 | $23,942 | 1.02 |
| Appalachian State University | $22,120 | $32,366 | $21,985 | 0.99 |
| National Median | $24,742 | — | $25,295 | 1.02 |
Other Fine and Studio Arts Programs in North Carolina
Compare tuition, earnings, and debt across North Carolina schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| North Carolina State University at Raleigh Raleigh | $8,895 | $30,577 | $27,000 |
| University of North Carolina at Charlotte Charlotte | $7,214 | $25,855 | $27,000 |
| University of North Carolina at Chapel Hill Chapel Hill | $8,989 | $24,005 | $14,600 |
| University of North Carolina Asheville Asheville | $7,461 | $23,504 | $23,942 |
| Appalachian State University Boone | $7,541 | $22,120 | $21,985 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Western Carolina University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 42 graduates with reported earnings and 45 graduates with debt data. Small samples may not be representative.