Business/Commerce at Westfield State University
Bachelor's Degree
Analysis
Westfield State's business graduates start behind but make up ground quickly, jumping from $42k to $57k in four years—a 35% earnings gain that outpaces typical career progression. The question for Massachusetts families is whether starting in the bottom quartile among state programs justifies the $26k debt burden, even with that strong growth trajectory.
The numbers reveal a clear positioning: this program costs the same as Bay State University down the road but produces graduates earning $9k less annually, placing it 25th percentile statewide. You're essentially paying median debt for below-median Massachusetts outcomes. Compare that to Framingham State, where graduates earn nearly $9k more in their first year for similar debt, or UMass Dartmouth at $59k. The strong earnings growth is encouraging, but the four-year mark still leaves graduates trailing the state median by about $5k.
For families weighing in-state options, this comes down to affordability and realistic expectations. With an 81% admission rate and 33% of students on Pell grants, Westfield serves students who might not access more selective programs. If this is the accessible business degree your child can attain, the manageable debt and solid growth pattern work. But if they can gain admission to Framingham, UMass, or Western New England, those programs deliver meaningfully better financial outcomes for comparable or even lower investment.
Where Westfield State University Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Westfield State University graduates compare to all programs nationally
Westfield State University graduates earn $42k, placing them in the 22th percentile of all business/commerce bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Massachusetts
Business/Commerce bachelors's programs at peer institutions in Massachusetts (16 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Westfield State University | $41,862 | $56,699 | $26,000 | 0.62 |
| Northeastern University | $74,868 | $91,376 | $24,000 | 0.32 |
| University of Massachusetts-Dartmouth | $59,287 | — | $24,973 | 0.42 |
| Brandeis University | $55,806 | $78,672 | $26,000 | 0.47 |
| Western New England University | $50,921 | — | — | — |
| Framingham State University | $50,775 | $50,799 | $26,000 | 0.51 |
| National Median | $47,506 | — | $26,000 | 0.55 |
Other Business/Commerce Programs in Massachusetts
Compare tuition, earnings, and debt across Massachusetts schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Northeastern University Boston | $63,141 | $74,868 | $24,000 |
| University of Massachusetts-Dartmouth North Dartmouth | $15,208 | $59,287 | $24,973 |
| Brandeis University Waltham | $64,946 | $55,806 | $26,000 |
| Western New England University Springfield | $46,430 | $50,921 | — |
| Framingham State University Framingham | $11,630 | $50,775 | $26,000 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Westfield State University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 314 graduates with reported earnings and 314 graduates with debt data. Small samples may not be representative.