Analysis
A debt-to-earnings ratio of 0.49 signals manageable borrowing for a physics degree, though the estimated first-year earnings of $47,670—based on comparable physics programs nationally—lag significantly behind Pennsylvania's state median of $68,215. Westminster's physics graduates appear to start considerably lower than peers at other Pennsylvania institutions, where the typical program produces outcomes 43% higher. This gap matters: while the national benchmark suggests Westminster's estimated outcomes are typical for physics programs across the country, they fall short of what Pennsylvania's stronger physics programs deliver, including Penn's reported $68,215 median.
The estimated $23,120 in debt sits slightly below the national median, which helps offset the lower earnings picture. For a physics bachelor's degree from a school with an 86% admission rate, these estimates suggest a program that provides accessible entry to physics training without catastrophic debt, even if it doesn't position graduates for the highest-earning physics roles immediately after graduation. Physics graduates often pursue advanced degrees or find their footing in industry roles over several years, so first-year earnings don't tell the complete story.
Given the wide variance in Pennsylvania's physics landscape, parents should recognize that Westminster's estimated outcomes place this program solidly in the middle nationally but toward the lower end within the state. The debt load won't crush your child's options, but understanding whether this program leads to graduate school placement or industry connections that could close the earnings gap would help clarify whether it's the right physics path.
Where Westminster College Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in Pennsylvania
Physics bachelors's programs at peer institutions in Pennsylvania (48 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $39,470 | $47,670* | — | $23,120* | — | |
| $66,104 | $68,215* | — | —* | — | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Westminster College, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.