Median Earnings (1yr)
$92,257
95th percentile (60th in NJ)
Median Debt
$24,000
11% below national median
Debt-to-Earnings
0.26
Manageable
Sample Size
121
Adequate data

Analysis

William Paterson's nursing program launches graduates into New Jersey's competitive healthcare market with first-year earnings of $92,257—placing them in the 95th percentile nationally while keeping debt to just $24,000. That's notably below both the national and state median debt of $27,000, creating an especially strong financial foundation for new nurses.

The tradeoff here is state-level positioning. While these graduates substantially outperform the national average, they sit at the 60th percentile among New Jersey's 25 nursing programs—a respectable middle-tier showing in what's clearly a high-paying state for nurses. The top programs like Montclair State and Kean University push closer to $100K in first-year earnings, but William Paterson's combination of strong pay and lower debt creates a 0.26 debt-to-earnings ratio that works in graduates' favor. The earnings dip to $85,837 by year four warrants attention, though this may reflect career choices or work-life balance decisions rather than limited opportunities.

For families navigating New Jersey's nursing programs, William Paterson offers solid value—especially for the 44% of students receiving Pell grants who need to minimize debt. Your child won't top the state's earnings charts, but they'll enter the workforce with competitive pay, manageable debt, and the flexibility that comes from a strong financial start. The 93% admission rate makes it accessible, which matters when nursing school acceptance itself is often the biggest hurdle.

Where William Paterson University of New Jersey Stands

Earnings vs. debt across all registered nursing, nursing administration, nursing research and clinical nursing bachelors's programs nationally

William Paterson University of New JerseyOther registered nursing, nursing administration, nursing research and clinical nursing programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How William Paterson University of New Jersey graduates compare to all programs nationally

William Paterson University of New Jersey graduates earn $92k, placing them in the 95th percentile of all registered nursing, nursing administration, nursing research and clinical nursing bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Jersey

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing bachelors's programs at peer institutions in New Jersey (25 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
William Paterson University of New Jersey$92,257$85,837$24,0000.26
Montclair State University$104,219—$27,0310.26
Kean University$101,039$94,150$20,7500.21
Saint Elizabeth University$100,007$96,309$27,5000.27
Felician University$95,990$94,608$31,0000.32
Ramapo College of New Jersey$95,153$90,432$26,5000.28
National Median$74,888—$27,0000.36

Other Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing Programs in New Jersey

Compare tuition, earnings, and debt across New Jersey schools

SchoolIn-State TuitionEarnings (1yr)Debt
Montclair State University
Montclair
$14,766$104,219$27,031
Kean University
Union
$13,426$101,039$20,750
Saint Elizabeth University
Morristown
$35,942$100,007$27,500
Felician University
Lodi
$37,830$95,990$31,000
Ramapo College of New Jersey
Mahwah
$15,978$95,153$26,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At William Paterson University of New Jersey, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 121 graduates with reported earnings and 107 graduates with debt data. Small samples may not be representative.