Business, Management, Marketing, at Williams Baptist University
Bachelor's Degree
williamsbaptistuniversity.comAnalysis
A debt-to-earnings ratio of 0.52 looks manageable on paper, but the reality for Williams Baptist graduates hinges entirely on whether these national estimates hold true in rural Arkansas. Based on peer programs nationally, business majors typically earn around $50,740 in their first year and carry roughly $26,500 in debt—numbers that suggest a workable financial start. However, Central Baptist College, the only Arkansas business program with reported data, shows graduates earning $53,451 while carrying significantly more debt at $48,166, which raises questions about whether Williams Baptist's estimated figures reflect the local market reality or if the school has quietly built something more financially viable.
The uncertainty here matters because Williams Baptist serves a largely rural area where business opportunities may differ substantially from national patterns. Nearly half of students receive Pell grants, meaning many families are counting on this degree to deliver economic mobility. If actual outcomes mirror the estimates, graduates would need to dedicate roughly half their first-year income to debt—tight but doable. If the debt side climbs closer to what Central Baptist reports, the picture darkens considerably. Before committing, demand specifics from the school: where do graduates actually work, what do they earn in year one, and how does rural Walnut Ridge's job market compare to places where those national estimates were calculated?
Where Williams Baptist University Stands
Earnings vs. debt across all business, management, marketing, bachelors's programs nationally
Compare to Similar Programs in Arkansas
Business, Management, Marketing, bachelors's programs at peer institutions in Arkansas (3 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $20,330 | $50,740* | — | $26,500* | — | |
| $19,680 | $53,451* | — | $46,694* | 0.87 | |
| National Median | — | $50,740* | — | $26,000* | 0.51 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Williams Baptist University, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 31 similar programs. Actual outcomes may vary.