2026 ROI Award Winner
Median Earnings (1yr)
$20,638
95th percentile
Median Debt
$12,000
27% above national median

Analysis

Word of Life's missionary studies certificate delivers earnings that outpace 95% of similar programs nationally, though graduates start at just $20,638—barely above poverty level for a single person. The trajectory matters here: earnings jump 43% by year four to nearly $30,000, suggesting graduates may be building careers in ministry or nonprofit work where initial compensation is low but grows as they take on more responsibility. With debt under $12,000 and a ratio of 0.58, the financial burden is manageable even on missionary wages.

The caveat is what these numbers don't capture. Many graduates likely pursue unpaid or partially-supported missionary work where their "earnings" come through church support rather than W-2 income, meaning actual financial outcomes could look quite different from what federal data shows. The 39% Pell grant rate suggests Word of Life serves students from modest backgrounds who may be comfortable with the financial realities of ministry work.

If your child is committed to missionary work, this program won't trap them in debt. But be clear-eyed: even the four-year earnings figure barely covers basic living expenses in most U.S. cities. This makes financial sense only if mission work itself is the goal, not if it's meant as a stepping stone to something else.

Where Word of Life Bible Institute Stands

Earnings vs. debt across all missions/missionary studies and missiology certificate's programs nationally

Earnings Distribution

How Word of Life Bible Institute graduates compare to all programs nationally

Compare to Similar Programs Nationally

Missions/Missionary Studies and Missiology certificate's programs at top institutions nationally

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Word of Life Bible InstitutePottersville$11,500$20,638$29,516$12,0000.58
Bethany Global UniversityBloomington$20,700$15,640$6,9160.44
National Median$18,139$9,4580.52

Career Paths

Occupations commonly associated with missions/missionary studies and missiology graduates

Philosophy and Religion Teachers, Postsecondary

Teach courses in philosophy, religion, and theology. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Directors, Religious Activities and Education

Coordinate or design programs and conduct outreach to promote the religious education or activities of a denominational group. May provide counseling, guidance, and leadership relative to marital, health, financial, and religious problems.

Religious Workers, All Other

All religious workers not listed separately.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Word of Life Bible Institute, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 76 graduates with reported earnings and 142 graduates with debt data. Small samples may not be representative.