Analysis
The estimated $25,396 in debt here sits right at the national median for entrepreneurship programs, but the earnings picture based on comparable Ohio programs—around $47,731—places Xavier in the middle of the pack statewide. That's slightly above the national benchmark of $45,265, though notably behind University of Dayton's $55,864 for similar graduates. The debt-to-earnings ratio of 0.53 suggests borrowers would dedicate roughly half their first-year income to debt, which is manageable but not exceptional for a bachelor's degree.
What complicates the value calculation is Xavier's selectivity and cost structure. With an 88% admission rate and relatively few Pell-eligible students (14%), this is a private institution drawing students who could likely access similar outcomes at less selective (and potentially less expensive) state schools nearby. Entrepreneurship programs typically emphasize networking and experiential learning over pure credential value, which might justify the premium—but only if Xavier delivers substantially stronger alumni connections or startup resources than Ohio public universities offering the same major.
For families borrowing the full estimated amount, the question becomes whether Xavier's specific entrepreneurship ecosystem—mentorship, accelerator programs, local business partnerships—justifies paying private tuition when peer programs across Ohio appear to produce similar early earnings. Without actual outcome data for Xavier's program specifically, you're betting on institutional resources rather than proven graduate results.
Where Xavier University Stands
Earnings vs. debt across all entrepreneurial and small business operations bachelors's programs nationally
Compare to Similar Programs in Ohio
Entrepreneurial and Small Business Operations bachelors's programs at peer institutions in Ohio (22 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $48,125 | $47,731* | — | $25,396* | — | |
| $47,600 | $55,864* | $67,735 | $25,813* | 0.46 | |
| $7,278 | $47,731* | — | $23,350* | 0.49 | |
| $7,278 | $47,731* | — | $23,350* | 0.49 | |
| $17,809 | $47,731* | — | $23,350* | 0.49 | |
| $12,846 | $47,312* | $54,490 | $25,000* | 0.53 | |
| National Median | — | $45,265* | — | $24,125* | 0.53 |
Career Paths
Occupations commonly associated with entrepreneurial and small business operations graduates
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Business Teachers, Postsecondary
Personal Service Managers, All Other
Fitness and Wellness Coordinators
Spa Managers
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
Wind Energy Operations Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Xavier University, approximately 14% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 5 similar programs in OH. Actual outcomes may vary.