Analysis
A debt-to-earnings ratio of 0.22 is quite manageable, even when dealing with estimated figures. Based on peer programs nationally, this certificate appears to position graduates for first-year earnings around $36,000 while incurring roughly $7,900 in debt—meaning less than three months of gross income would cover the full balance. For a short-term credential at a tribal college serving a heavily Pell-eligible population, these fundamentals look reasonable.
The challenge is context. Montana has 13 schools offering precision metal working programs, but none report graduate outcomes publicly, making it impossible to know whether local employer demand or regional wage conditions differ meaningfully from the national picture. The national data suggests this field produces fairly consistent results—the 75th percentile earnings hit just $40,000, so there's limited upside even among top performers. This is skilled trade work with steady but modest pay.
For families at Aaniiih Nakoda College specifically, the real question is local job placement. A sub-$8,000 debt load won't sink anyone financially, but the certificate only makes sense if regional manufacturers or fabrication shops actively hire graduates. Contact the college's career services directly to ask about employer partnerships and recent graduate placements in the Harlem area or broader Montana before enrolling.
Where Aaniiih Nakoda College Stands
Earnings vs. debt across all precision metal working certificate's programs nationally
Compare to Similar Programs Nationally
Precision Metal Working certificate's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,600 | $36,248* | — | $7,913* | — | |
| $13,630 | $68,852* | $74,137 | $21,765* | 0.32 | |
| $8,356 | $64,581* | $55,405 | $9,000* | 0.14 | |
| $4,656 | $58,996* | — | $9,413* | 0.16 | |
| $4,916 | $53,507* | $52,715 | $7,664* | 0.14 | |
| $4,656 | $53,172* | — | $7,166* | 0.13 | |
| National Median | — | $36,248* | — | $9,000* | 0.25 |
Career Paths
Occupations commonly associated with precision metal working graduates
Sheet Metal Workers
Machinists
Tool and Die Makers
Welders, Cutters, Solderers, and Brazers
Extruding and Drawing Machine Setters, Operators, and Tenders, Metal and Plastic
Forging Machine Setters, Operators, and Tenders, Metal and Plastic
Rolling Machine Setters, Operators, and Tenders, Metal and Plastic
Cutting, Punching, and Press Machine Setters, Operators, and Tenders, Metal and Plastic
Drilling and Boring Machine Tool Setters, Operators, and Tenders, Metal and Plastic
Grinding, Lapping, Polishing, and Buffing Machine Tool Setters, Operators, and Tenders, Metal and Plastic
Lathe and Turning Machine Tool Setters, Operators, and Tenders, Metal and Plastic
Milling and Planing Machine Setters, Operators, and Tenders, Metal and Plastic
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Aaniiih Nakoda College, approximately 53% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 299 similar programs. Actual outcomes may vary.