Cosmetology at Academy of Cosmetology Inc
Undergraduate Certificate or Diploma
Analysis
Academy of Cosmetology delivers first-year earnings of $21,876—nearly $2,200 above the Montana median and 28% higher than the national benchmark for cosmetology programs. That 91st percentile national ranking matters for a technical credential where most graduates earn around $17,000 their first year. The relatively modest $7,715 debt load means graduates enter the workforce with manageable repayment obligations, though the small sample size (under 30 graduates) makes it harder to know if these outcomes are consistent year over year.
Within Montana, this program sits in the middle of the pack despite its strong national showing. Montana Academy of Salons posts slightly higher earnings, while Butte Academy charges significantly less for comparable preparation. The debt-to-earnings ratio of 0.35 translates to roughly four months of gross income to cover the full loan amount—reasonable for a program that gets graduates working quickly in a field with flexible scheduling options.
For families evaluating cosmetology training in Montana, this program demonstrates that graduates can earn a livable starting wage while avoiding the crushing debt loads common at for-profit beauty schools. The key question is whether the additional cost over Butte Academy justifies the higher earnings potential, particularly since cosmetology income often depends more on location, clientele, and individual hustle than program reputation.
Where Academy of Cosmetology Inc Stands
Earnings vs. debt across all cosmetology certificate's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Academy of Cosmetology Inc graduates compare to all programs nationally
Academy of Cosmetology Inc graduates earn $22k, placing them in the 91th percentile of all cosmetology certificate programs nationally.
Compare to Similar Programs in Montana
Cosmetology certificate's programs at peer institutions in Montana (4 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Academy of Cosmetology Inc | $21,876 | — | $7,715 | 0.35 |
| Montana Academy of Salons | $20,211 | $23,218 | $12,752 | 0.63 |
| Crevier's Academy of Cosmetology Arts | $19,079 | $15,706 | $9,833 | 0.52 |
| Butte Academy of Beauty Culture | $9,586 | $22,749 | $7,487 | 0.78 |
| National Median | $17,113 | — | $9,862 | 0.58 |
Other Cosmetology Programs in Montana
Compare tuition, earnings, and debt across Montana schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Montana Academy of Salons Great Falls | — | $20,211 | $12,752 |
| Crevier's Academy of Cosmetology Arts Kalispell | — | $19,079 | $9,833 |
| Butte Academy of Beauty Culture Butte | — | $9,586 | $7,487 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Academy of Cosmetology Inc, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 20 graduates with reported earnings and 21 graduates with debt data. Small samples may not be representative.