Cosmetology at Montana Academy of Salons
Undergraduate Certificate or Diploma
Analysis
Montana Academy of Salons graduates earn notably more than most cosmetology certificate programs nationwide, landing in the 77th percentile at $20,211 in their first year. That's $3,000 above the national median and competitive within Montana's limited market, though it trails the state's top program (Academy of Cosmetology Inc) by about $1,600. More importantly, earnings show solid upward momentum—growing 15% to reach $23,218 by year four, which is unusual in cosmetology where income often plateaus quickly.
The tradeoff is higher debt: $12,752 versus Montana's typical $8,774 for cosmetology programs. However, this still translates to a manageable 0.63 debt-to-earnings ratio, and graduates carry less debt than 76% of cosmetology programs nationwide. For context, the bottom performer in Montana leaves graduates earning just $9,586—half what this program delivers—making the price premium here look reasonable by comparison.
For a parent weighing this investment, the math works. Your child will likely owe about $4,000 more than they would at other Montana schools, but they'll earn enough in year one to justify it, and their income should grow rather than stagnate. In a field where earnings often stay flat and many programs charge high tuition for poor outcomes, this represents a relatively sound vocational investment—particularly if staying in Montana where the job market appears stable.
Where Montana Academy of Salons Stands
Earnings vs. debt across all cosmetology certificate's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Montana Academy of Salons graduates compare to all programs nationally
Montana Academy of Salons graduates earn $20k, placing them in the 77th percentile of all cosmetology certificate programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Montana
Cosmetology certificate's programs at peer institutions in Montana (4 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Montana Academy of Salons | $20,211 | $23,218 | $12,752 | 0.63 |
| Academy of Cosmetology Inc | $21,876 | — | $7,715 | 0.35 |
| Crevier's Academy of Cosmetology Arts | $19,079 | $15,706 | $9,833 | 0.52 |
| Butte Academy of Beauty Culture | $9,586 | $22,749 | $7,487 | 0.78 |
| National Median | $17,113 | — | $9,862 | 0.58 |
Other Cosmetology Programs in Montana
Compare tuition, earnings, and debt across Montana schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Academy of Cosmetology Inc Bozeman | — | $21,876 | $7,715 |
| Crevier's Academy of Cosmetology Arts Kalispell | — | $19,079 | $9,833 |
| Butte Academy of Beauty Culture Butte | — | $9,586 | $7,487 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Montana Academy of Salons, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 67 graduates with reported earnings and 71 graduates with debt data. Small samples may not be representative.