Analysis
Adelphi's finance program starts slow but makes up ground fastβgraduates earn $49,517 initially, well below the national median of $53,590 and trailing the New York state median of $51,244. That places them in the bottom 40% of New York finance programs, competing directly with SUNY and CUNY schools despite Adelphi's private school tuition. However, the 49% earnings jump to $73,667 by year four changes the calculus significantly, pushing graduates above state averages and into more competitive territory.
The $26,000 in typical debt is actually reasonable for a private university and sits right at New York's median for finance programs. The debt-to-earnings ratio of 0.53 means manageable monthly payments even during that slower first year. The question for families is whether they're comfortable with the initial earnings gapβyour child will likely start behind peers from Fordham ($83,789) or even Binghamton ($73,598), though the difference narrows considerably after a few years.
This program makes most sense if your child needs a less selective option (78% admission rate) but can leverage Adelphi's Long Island location for networking and job opportunities that accelerate career progression. The strong mid-career growth suggests graduates find their footing, but that first year or two may require financial patience or family support.
Where Adelphi University Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Earnings Distribution
How Adelphi University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Adelphi University | $49,517 | $73,667 | +49% |
| Fordham University | $83,789 | $112,777 | +35% |
| Binghamton University | $73,598 | $94,174 | +28% |
| Syracuse University | $72,819 | $91,086 | +25% |
| Rochester Institute of Technology | $56,513 | $86,145 | +52% |
Compare to Similar Programs in New York
Finance and Financial Management Services bachelors's programs at peer institutions in New York (47 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $47,290 | $49,517 | $73,667 | $26,000 | 0.53 | |
| $61,992 | $83,789 | $112,777 | $26,850 | 0.32 | |
| $10,363 | $73,598 | $94,174 | $15,000 | 0.20 | |
| $63,061 | $72,819 | $91,086 | $27,000 | 0.37 | |
| $51,424 | $61,246 | $81,127 | $26,000 | 0.42 | |
| $57,016 | $56,513 | $86,145 | $23,250 | 0.41 | |
| National Median | β | $53,590 | β | $23,332 | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Adelphi University, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 30 graduates with reported earnings and 25 graduates with debt data. Small samples may not be representative.