Median Earnings (1yr)
$49,517
28th percentile (40th in NY)
Median Debt
$26,000
11% above national median
Debt-to-Earnings
0.53
Manageable
Sample Size
30
Adequate data

Analysis

Adelphi's finance program starts slow but makes up ground fast—graduates earn $49,517 initially, well below the national median of $53,590 and trailing the New York state median of $51,244. That places them in the bottom 40% of New York finance programs, competing directly with SUNY and CUNY schools despite Adelphi's private school tuition. However, the 49% earnings jump to $73,667 by year four changes the calculus significantly, pushing graduates above state averages and into more competitive territory.

The $26,000 in typical debt is actually reasonable for a private university and sits right at New York's median for finance programs. The debt-to-earnings ratio of 0.53 means manageable monthly payments even during that slower first year. The question for families is whether they're comfortable with the initial earnings gap—your child will likely start behind peers from Fordham ($83,789) or even Binghamton ($73,598), though the difference narrows considerably after a few years.

This program makes most sense if your child needs a less selective option (78% admission rate) but can leverage Adelphi's Long Island location for networking and job opportunities that accelerate career progression. The strong mid-career growth suggests graduates find their footing, but that first year or two may require financial patience or family support.

Where Adelphi University Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Adelphi UniversityOther finance and financial management services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Adelphi University graduates compare to all programs nationally

Adelphi University graduates earn $50k, placing them in the 28th percentile of all finance and financial management services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

Finance and Financial Management Services bachelors's programs at peer institutions in New York (47 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Adelphi University$49,517$73,667$26,0000.53
Fordham University$83,789$112,777$26,8500.32
Binghamton University$73,598$94,174$15,0000.20
Syracuse University$72,819$91,086$27,0000.37
Pace University$61,246$81,127$26,0000.42
Rochester Institute of Technology$56,513$86,145$23,2500.41
National Median$53,590—$23,3320.44

Other Finance and Financial Management Services Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
Fordham University
Bronx
$61,992$83,789$26,850
Binghamton University
Vestal
$10,363$73,598$15,000
Syracuse University
Syracuse
$63,061$72,819$27,000
Pace University
New York
$51,424$61,246$26,000
Rochester Institute of Technology
Rochester
$57,016$56,513$23,250

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Adelphi University, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 30 graduates with reported earnings and 25 graduates with debt data. Small samples may not be representative.