Analysis
In New York's competitive social work landscape, Adelphi's $25,000 debt load sits right at the state median, but the estimated first-year earnings picture based on comparable programs—around $38,000—creates immediate financial pressure. While the four-year earnings figure of $55,710 shows meaningful salary growth, that initial year with a 0.66 debt-to-earnings ratio means graduates will be managing student loan payments that represent two-thirds of their annual income right out of college.
The gap between Adelphi's cost structure and what similar programs deliver becomes stark when you look at CUNY schools. Programs like York College and Hunter College—drawing from the same state talent pool and licensing requirements—report first-year earnings in the $42,000-$44,000 range while carrying similar or lower debt loads. For a field where licensing requirements are standardized across New York and many graduates pursue similar employment paths in social services agencies, paying private university tuition doesn't appear to translate into higher starting salaries.
The four-year earnings growth is encouraging and suggests social work provides stable career progression. But if comparable CUNY programs are producing graduates who start $4,000-$6,000 ahead annually while avoiding private university costs, your child would need to weigh whether Adelphi's campus experience or specific program features justify starting their career with tighter financial margins than peers from lower-cost alternatives.
Where Adelphi University Stands
Earnings vs. debt across all social work bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Adelphi University | — | $55,710 | — |
| New York University | $26,837 | $64,289 | +140% |
| CUNY York College | $44,742 | $58,778 | +31% |
| College of Staten Island CUNY | $31,021 | $56,620 | +83% |
| University at Albany | $32,913 | $54,302 | +65% |
Compare to Similar Programs in New York
Social Work bachelors's programs at peer institutions in New York (31 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $47,290 | $38,126* | $55,710 | $25,000 | — | |
| $7,358 | $44,742* | $58,778 | $9,500 | 0.21 | |
| $7,352 | $44,311* | — | $15,096 | 0.34 | |
| $7,410 | $42,300* | $50,858 | $12,690 | 0.30 | |
| $7,382 | $42,227* | — | $9,608 | 0.23 | |
| $38,000 | $40,642* | $46,999 | $40,593 | 1.00 | |
| National Median | — | $37,296* | — | $26,362 | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Adelphi University, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 15 similar programs in NY. Actual outcomes may vary.