Analysis
A debt-to-earnings ratio of 0.56 suggests a manageable financial burden for this bachelor's degree, with estimated first-year earnings of $45,265 appearing to outpace typical debt of $25,396. Based on comparable entrepreneurship programs nationally, graduates can expect to carry roughly six months' worth of salary in loans—a reasonable threshold, though these estimates come from peer programs rather than Adrian's actual graduate outcomes. The estimated earnings align with the national median and edge slightly above what similar Michigan programs report, including Grand Valley State and Central Michigan.
The challenge with entrepreneurship degrees is that starting salaries tell only part of the story. Many graduates launch their own ventures or work in small businesses where income can fluctuate significantly in early years. The $45,265 figure reflects employed graduates working for others, not those who've gone into business for themselves—a path that might involve lower initial income but different long-term potential. For a student planning to immediately start a business, traditional debt-to-earnings analysis becomes less predictive.
Given the limited actual data for this specific program, treat these figures as directional rather than definitive. The estimated financial picture looks workable compared to other business degrees, but your child's actual outcomes will depend heavily on their career path post-graduation—whether they pursue traditional employment, join a startup, or launch their own venture. If they're committed to immediate entrepreneurship, minimizing debt should be the priority regardless of what peer programs suggest about earnings.
Where Adrian College Stands
Earnings vs. debt across all entrepreneurial and small business operations bachelors's programs nationally
Compare to Similar Programs in Michigan
Entrepreneurial and Small Business Operations bachelors's programs at peer institutions in Michigan (15 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $40,556 | $45,265* | — | $25,396* | — | |
| $14,628 | $43,391* | — | $26,000* | 0.60 | |
| $14,190 | $42,908* | $53,574 | $27,000* | 0.63 | |
| National Median | — | $45,265* | — | $24,125* | 0.53 |
Career Paths
Occupations commonly associated with entrepreneurial and small business operations graduates
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Business Teachers, Postsecondary
Personal Service Managers, All Other
Fitness and Wellness Coordinators
Spa Managers
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
Wind Energy Operations Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Adrian College, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 67 similar programs. Actual outcomes may vary.