Median Earnings (1yr)
$42,908
42nd percentile (40th in MI)
Median Debt
$27,000
12% above national median
Debt-to-Earnings
0.63
Manageable
Sample Size
83
Adequate data

Analysis

Central Michigan's entrepreneurship program lands right in the middle of the pack—40th percentile among Michigan programs and 42nd nationally—with first-year earnings of $42,908 trailing both state and national medians by a few thousand dollars. The real value question here centers on the $27,000 debt load, which actually ranks quite well (5th percentile nationally, meaning lower than 95% of similar programs). With a debt-to-earnings ratio of 0.63, graduates owe roughly seven and a half months of their first-year salary, a manageable starting point for entrepreneurship careers that often involve unpredictable early income.

The 25% earnings growth to $53,574 by year four suggests the program adequately prepares graduates for career progression, though it's worth noting that entrepreneurship outcomes can be particularly variable depending on whether graduates launch their own ventures or take business development roles in established companies. The moderate sample size (30-100 graduates) means these numbers represent real outcomes, not just a handful of data points.

For families focused on limiting debt while accessing entrepreneurship education, this program delivers solid value—you're getting below-average debt for average earnings. However, if your child is comparing this to Grand Valley State's essentially identical outcomes, the decision likely comes down to fit and location rather than financial returns. The key consideration: entrepreneurship success often depends more on drive and networks than the pedigree of the degree itself.

Where Central Michigan University Stands

Earnings vs. debt across all entrepreneurial and small business operations bachelors's programs nationally

Central Michigan UniversityOther entrepreneurial and small business operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Central Michigan University graduates compare to all programs nationally

Central Michigan University graduates earn $43k, placing them in the 42th percentile of all entrepreneurial and small business operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Michigan

Entrepreneurial and Small Business Operations bachelors's programs at peer institutions in Michigan (15 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Central Michigan University$42,908$53,574$27,0000.63
Grand Valley State University$43,391—$26,0000.60
National Median$45,265—$24,1250.53

Other Entrepreneurial and Small Business Operations Programs in Michigan

Compare tuition, earnings, and debt across Michigan schools

SchoolIn-State TuitionEarnings (1yr)Debt
Grand Valley State University
Allendale
$14,628$43,391$26,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Central Michigan University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 83 graduates with reported earnings and 89 graduates with debt data. Small samples may not be representative.