Analysis
A physics bachelor's at a small liberal arts college typically raises questions about career preparation, and the estimates here—derived from peer programs nationally—suggest a financially workable outcome. At $47,670 in first-year earnings based on comparable physics programs, Adrian appears to track with the national median, though Michigan's own physics graduates average closer to $43,000. The estimated $23,120 in debt produces a manageable 0.49 debt-to-earnings ratio, meaning roughly half a year's salary to repay.
The challenge is context: Michigan's flagship physics programs show the range, from U-M Ann Arbor's $53,000 to MSU's $33,400. Without actual graduate outcomes from Adrian specifically, you're making an investment based on what similar small-college physics programs produce nationally—not on this school's track record. That matters particularly for physics, where research opportunities, lab facilities, and graduate school placement can vary dramatically between institutions.
If your child is certain about physics and Adrian offers the mentorship and research access that small colleges can provide well, these estimated figures suggest the debt load shouldn't be crushing. But you're essentially betting on Adrian's program performing like the national average without confirmation it does. Request job placement data and graduate school acceptance rates directly from the physics department before committing.
Where Adrian College Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in Michigan
Physics bachelors's programs at peer institutions in Michigan (25 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $40,556 | $47,670* | — | $23,120* | — | |
| $17,228 | $53,019* | $73,202 | $22,250* | 0.42 | |
| $15,988 | $33,400* | $59,536 | $27,000* | 0.81 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Adrian College, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.