Analysis
A debt-to-earnings ratio under 0.5 is typically manageable, and that's what peer physics bachelor's programs nationally suggest for Agnes Scott—around $23,000 in debt against roughly $48,000 in first-year earnings. The estimated earnings align with the national median for physics programs, though they trail the top Georgia programs by a significant margin. Georgia College & State's physics graduates, for instance, report first-year earnings of over $62,000, while Georgia State sits at the lower end around $31,000. Where Agnes Scott's program would land in that range remains unclear given the small sample size.
Physics majors generally face better employment prospects than many liberal arts fields, and the estimated debt load here isn't alarming for a STEM degree. However, the wide variation among Georgia programs—spanning from $31,000 to $62,000—suggests that institutional factors matter considerably, whether that's curriculum focus, research opportunities, or employer networks. Agnes Scott's selective admissions (SAT average of 1296) and substantial Pell grant population indicate a serious academic environment serving diverse students, but without actual outcomes data, you're relying on national averages rather than this college's specific track record.
The practical question is whether you're comfortable with uncertainty. If your child is set on physics at a small liberal arts college, Agnes Scott's estimated numbers don't raise red flags. But if maximizing early earnings matters, programs with documented outcomes in the $50,000-plus range offer more clarity about what to expect.
Where Agnes Scott College Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in Georgia
Physics bachelors's programs at peer institutions in Georgia (20 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $48,150 | $47,670* | — | $23,120* | — | |
| $8,998 | $62,478* | — | —* | — | |
| $8,478 | $31,001* | $50,281 | $26,296* | 0.85 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Agnes Scott College, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.