Business Administration, Management and Operations at American International College
Associate's Degree
aic.eduAnalysis
Massachusetts community colleges regularly produce business administration graduates earning $40,000+ in their first year, but American International College's estimated outcomes tell a different story. While comparable programs in the state suggest first-year earnings around $37,350—roughly matching what this program appears to offer—the projected debt burden of $24,219 is more than double the typical $10,338 carried by business administration graduates from other Massachusetts programs.
That debt difference matters significantly. At 65% of first-year earnings, the estimated debt-to-earnings ratio sits well above the comfort zone for an associate degree. Nearby community colleges like Northern Essex and Mount Wachusett are producing business graduates who earn $43,000-$46,000 with far less debt, creating substantially better financial starting points. Even accounting for American International's mission serving students who might face barriers elsewhere—half the student body receives Pell grants—the debt premium is steep for a credential that peer programs typically deliver at half the cost.
For families weighing this option, the central question is whether American International's specific environment justifies borrowing twice the state norm for similar earnings potential. The school's 97% admission rate and focus on access are valuable, but if affordability is a concern, the community college alternatives offering this same credential deserve serious consideration before committing to this debt load.
Where American International College Stands
Earnings vs. debt across all business administration, management and operations associates's programs nationally
Compare to Similar Programs in Massachusetts
Business Administration, Management and Operations associates's programs at peer institutions in Massachusetts (26 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $42,970 | $37,351* | — | $24,219* | — | |
| $5,688 | $46,439* | $40,782 | $11,000* | 0.24 | |
| $6,000 | $43,503* | $44,065 | $11,000* | 0.25 | |
| $5,974 | $42,028* | $52,730 | $14,671* | 0.35 | |
| $5,784 | $41,032* | $40,588 | —* | — | |
| $5,376 | $38,255* | $38,338 | $10,738* | 0.28 | |
| National Median | — | $33,977* | — | $13,980* | 0.41 |
Career Paths
Occupations commonly associated with business administration, management and operations graduates
Computer and Information Systems Managers
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Compensation and Benefits Managers
Human Resources Managers
Sales Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At American International College, approximately 50% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 10 similar programs in MA. Actual outcomes may vary.