Est. Earnings (1yr)
$37,351
Est. from MA median (10 programs)
Est. Median Debt
$24,219
Est. from national median (54 programs)

Analysis

Massachusetts community colleges regularly produce business administration graduates earning $40,000+ in their first year, but American International College's estimated outcomes tell a different story. While comparable programs in the state suggest first-year earnings around $37,350—roughly matching what this program appears to offer—the projected debt burden of $24,219 is more than double the typical $10,338 carried by business administration graduates from other Massachusetts programs.

That debt difference matters significantly. At 65% of first-year earnings, the estimated debt-to-earnings ratio sits well above the comfort zone for an associate degree. Nearby community colleges like Northern Essex and Mount Wachusett are producing business graduates who earn $43,000-$46,000 with far less debt, creating substantially better financial starting points. Even accounting for American International's mission serving students who might face barriers elsewhere—half the student body receives Pell grants—the debt premium is steep for a credential that peer programs typically deliver at half the cost.

For families weighing this option, the central question is whether American International's specific environment justifies borrowing twice the state norm for similar earnings potential. The school's 97% admission rate and focus on access are valuable, but if affordability is a concern, the community college alternatives offering this same credential deserve serious consideration before committing to this debt load.

Where American International College Stands

Earnings vs. debt across all business administration, management and operations associates's programs nationally

Compare to Similar Programs in Massachusetts

Business Administration, Management and Operations associates's programs at peer institutions in Massachusetts (26 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
American International CollegeSpringfield$42,970$37,351*$24,219*
Northern Essex Community CollegeHaverhill$5,688$46,439*$40,782$11,000*0.24
Mount Wachusett Community CollegeGardner$6,000$43,503*$44,065$11,000*0.25
Quinsigamond Community CollegeWorcester$5,974$42,028*$52,730$14,671*0.35
Roxbury Community CollegeRoxbury Crossing$5,784$41,032*$40,588*
Massasoit Community CollegeBrockton$5,376$38,255*$38,338$10,738*0.28
National Median$33,977*$13,980*0.41
* Estimated from similar programs

Career Paths

Occupations commonly associated with business administration, management and operations graduates

Computer and Information Systems Managers

Plan, direct, or coordinate activities in such fields as electronic data processing, information systems, systems analysis, and computer programming.

$171,200/yrJobs growth:Bachelor's degree

Architectural and Engineering Managers

Plan, direct, or coordinate activities in such fields as architecture and engineering or research and development in these fields.

$167,740/yrJobs growth:Bachelor's degree

Biofuels/Biodiesel Technology and Product Development Managers

Define, plan, or execute biofuels/biodiesel research programs that evaluate alternative feedstock and process technologies with near-term commercial potential.

$167,740/yrJobs growth:Bachelor's degree

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Compensation and Benefits Managers

Plan, direct, or coordinate compensation and benefits activities of an organization.

$140,360/yrJobs growth:Bachelor's degree

Human Resources Managers

Plan, direct, or coordinate human resources activities and staff of an organization.

$140,030/yrJobs growth:Bachelor's degree

Sales Managers

Plan, direct, or coordinate the actual distribution or movement of a product or service to the customer. Coordinate sales distribution by establishing sales territories, quotas, and goals and establish training programs for sales representatives. Analyze sales statistics gathered by staff to determine sales potential and inventory requirements and monitor the preferences of customers.

$138,060/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At American International College, approximately 50% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 10 similar programs in MA. Actual outcomes may vary.