Analysis
Based on peer human services programs in Massachusetts, graduates here can expect first-year earnings around $45,600 with debt near $30,000—a manageable 0.66 debt-to-earnings ratio. These estimates align with what's actually reported at nearby schools like Fitchburg State and Cambridge College, where human services grads earn in the $44,000-$46,000 range. The national median for this field sits lower at $36,600, which means Massachusetts programs generally position graduates better than most of the country. The half of students here receiving Pell grants should find these numbers particularly reassuring.
That said, human services salaries don't typically grow dramatically in early career years, so the initial debt burden matters more than in fields with steeper earning curves. The $30,000 estimate represents about eight months of gross income—not crushing, but not trivial either when paired with the relatively flat salary trajectory common in social services and nonprofit work. The field rewards commitment over financial optimization.
For parents of students genuinely drawn to direct service work, these estimates suggest a viable path. The debt load won't derail your child's finances, though they shouldn't expect comfortable living in expensive Springfield on that starting salary. If they're choosing human services mainly because the 97% admission rate made this school accessible, probe whether they're truly committed to the field—the work is demanding even when the numbers add up.
Where American International College Stands
Earnings vs. debt across all human services bachelors's programs nationally
Compare to Similar Programs in Massachusetts
Human Services bachelors's programs at peer institutions in Massachusetts (12 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $42,970 | $45,641* | — | $29,935* | — | |
| — | $45,799* | $37,367 | $26,000* | 0.57 | |
| $63,141 | $45,799* | $37,367 | $26,000* | 0.57 | |
| $11,046 | $45,641* | $48,365 | $26,352* | 0.58 | |
| $18,072 | $44,287* | $37,169 | $32,524* | 0.73 | |
| $35,013 | $35,289* | $44,634 | $29,935* | 0.85 | |
| National Median | — | $36,630* | — | $31,573* | 0.86 |
Career Paths
Occupations commonly associated with human services graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At American International College, approximately 50% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 5 similar programs in MA. Actual outcomes may vary.