Est. Earnings (1yr)
$49,399
Est. from MA median (3 programs)
Est. Median Debt
$23,120
Est. from national median (20 programs)

Analysis

Amherst's physics program likely produces outcomes in line with Massachusetts norms—peer programs across the state suggest first-year earnings around $49,400 against roughly $23,100 in debt. That 0.47 debt-to-earnings ratio means graduates would owe less than half their first-year salary, a manageable starting point for a science credential. The estimated debt figure comes from national data for similar selective liberal arts colleges, which tend to offer strong financial aid; Amherst's 22% Pell enrollment suggests they're working to make their education accessible despite the 10% admission rate.

What's harder to gauge is whether Amherst's physics graduates follow the state pattern or outperform it. MIT's reported $54,800 shows what's possible at the top end in Massachusetts, but selective liberal arts colleges emphasize different strengths than research universities—smaller classes, undergraduate focus, preparation for graduate school. Physics majors from these environments often pursue advanced degrees before their earnings potential fully materializes, which wouldn't show up in first-year numbers.

The financial picture appears sound based on comparable programs, but you're investing in Amherst's broader educational model without program-specific outcome data. If your child is considering graduate school in physics or a related field, the estimated debt load shouldn't derail those plans. If they're planning to work immediately after graduation, the state benchmark suggests a starting salary that makes the debt serviceable, though not spectacular.

Where Amherst College Stands

Earnings vs. debt across all physics bachelors's programs nationally

Compare to Similar Programs in Massachusetts

Physics bachelors's programs at peer institutions in Massachusetts (31 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Amherst CollegeAmherst$67,280$49,399*—$23,120*—
Massachusetts Institute of TechnologyCambridge$60,156$54,773*$166,156$18,500*0.34
Northeastern UniversityBoston$63,141$49,399*—$26,797*0.54
University of Massachusetts-LowellLowell$16,570$48,324*—$22,177*0.46
National Median—$47,670*—$23,304*0.49
* Estimated from similar programs

Career Paths

Occupations commonly associated with physics graduates

Physicists

Conduct research into physical phenomena, develop theories on the basis of observation and experiments, and devise methods to apply physical laws and theories.

$166,290/yrJobs growth:Doctoral or professional degree

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Physics Teachers, Postsecondary

Teach courses pertaining to the laws of matter and energy. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Amherst College, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in MA. Actual outcomes may vary.