Analysis
A first-year salary around $35,000 against $26,000 in debt creates manageable numbers on paper, but Human Development and Family Studies graduates—across Michigan and nationally—face a tough reality: these are helping profession wages that grow slowly. Based on comparable programs statewide, this field typically starts in the mid-$30,000s whether you attend Andrews or the larger public universities nearby. The debt load here, estimated from similar private institutions nationally, actually runs slightly below the median for this major, which helps somewhat when you're navigating those early career years on a modest income.
The challenge isn't unique to Andrews—it's baked into the career path. Social services, family support, and community health roles that draw from this degree rarely offer rapid salary progression, and many positions require additional credentials down the line. With a 0.74 debt-to-earnings ratio, monthly loan payments will take a noticeable bite from a budget that's already tight. The question becomes whether Andrews offers enough in terms of professional networks, field placement quality, or graduate school preparation to justify choosing it over Michigan's public options, where reported outcomes cluster in this same range but potentially with lower net costs for in-state students. Request a detailed financial aid package and compare the actual four-year cost before committing.
Where Andrews University Stands
Earnings vs. debt across all human development, family studies, bachelors's programs nationally
Compare to Similar Programs in Michigan
Human Development, Family Studies, bachelors's programs at peer institutions in Michigan (17 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $33,710 | $35,216* | — | $26,000* | — | |
| $32,580 | $37,401* | — | $26,000* | 0.70 | |
| $12,810 | $36,494* | $35,828 | $43,076* | 1.18 | |
| $14,190 | $35,318* | $39,851 | $27,209* | 0.77 | |
| $13,630 | $35,216* | $31,983 | $25,769* | 0.73 | |
| $15,298 | $35,209* | $38,672 | $29,539* | 0.84 | |
| National Median | — | $33,543* | — | $25,000* | 0.75 |
Career Paths
Occupations commonly associated with human development, family studies, graduates
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Family and Consumer Sciences Teachers, Postsecondary
Social and Human Service Assistants
Preschool Teachers, Except Special Education
Childcare Workers
Nannies
Social Scientists and Related Workers, All Other
Community and Social Service Specialists, All Other
Farm and Home Management Educators
Teaching Assistants, Preschool, Elementary, Middle, and Secondary School, Except Special Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Andrews University, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 7 similar programs in MI. Actual outcomes may vary.