Analysis
Massachusetts human services programs cluster tightly in the mid-$40,000s for first-year earnings, and this program appears positioned right at that state median based on comparable bachelor's programs in the area. The estimated $29,935 in debt produces a manageable 0.66 debt-to-earnings ratio—meaning graduates would owe roughly eight months of their first-year salary. While these figures come from peer programs rather than Anna Maria's specific outcomes, they align with what larger Massachusetts schools like Northeastern and Fitchburg State actually report for their human services graduates.
The field itself deserves scrutiny. Human services careers—whether in community outreach, case management, or social support roles—are meaningful but notoriously modest-paying work. The national median of $36,630 confirms this isn't a high-earning degree, though Massachusetts professionals do better than most states. With 34% of Anna Maria students on Pell grants, many families here are banking on this credential lifting them into stable middle-class work, and at estimated starting pay around $45,000, that's plausible if debt stays near current levels.
For families weighing this investment: the estimated numbers suggest reasonable, not exceptional, value. If your student is passionate about direct service work and the debt estimate holds true, this could work financially. But recognize you're choosing a helping profession with inherent salary ceilings—advancement often requires a master's degree, adding more time and cost to reach higher earnings.
Where Anna Maria College Stands
Earnings vs. debt across all human services bachelors's programs nationally
Compare to Similar Programs in Massachusetts
Human Services bachelors's programs at peer institutions in Massachusetts (12 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $43,064 | $45,641* | — | $29,935* | — | |
| — | $45,799* | $37,367 | $26,000* | 0.57 | |
| $63,141 | $45,799* | $37,367 | $26,000* | 0.57 | |
| $11,046 | $45,641* | $48,365 | $26,352* | 0.58 | |
| $18,072 | $44,287* | $37,169 | $32,524* | 0.73 | |
| $35,013 | $35,289* | $44,634 | $29,935* | 0.85 | |
| National Median | — | $36,630* | — | $31,573* | 0.86 |
Career Paths
Occupations commonly associated with human services graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Anna Maria College, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 5 similar programs in MA. Actual outcomes may vary.