Analysis
A debt-to-earnings ratio of 0.69 suggests manageable repayment for this security science program, though both figures are estimates drawn from peer institutions nationally. With first-year earnings around $39,000—matching the national median for this field—graduates would face monthly loan payments of roughly $300 on a standard 10-year plan, consuming about 9% of gross income. That's workable, though not generous, for someone starting their career in security technology.
What's less certain is how Anna Maria's specific program compares to the one other Massachusetts school with reported data, Bay Path University, where graduates earn about $32,000—substantially less than the national estimate we're using here. This gap matters because Massachusetts programs in this field typically carry slightly higher debt loads (around $29,000 versus the $27,000 estimated here). If Anna Maria's outcomes track closer to Bay Path's, the financial picture tightens considerably.
The challenge is that with only estimates to work from, you're making an investment decision with limited visibility into this specific program's track record. The numbers suggest reasonable value if they hold true, but given the wide range in how security science programs perform nationally (from $39,000 to $44,000+ at the 75th percentile), knowing where Anna Maria actually falls would significantly change the calculation. Before committing, press the school directly for their graduates' actual employment outcomes and starting salaries.
Where Anna Maria College Stands
Earnings vs. debt across all security science and technology bachelors's programs nationally
Compare to Similar Programs in Massachusetts
Security Science and Technology bachelors's programs at peer institutions in Massachusetts (8 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $43,064 | $39,252* | — | $27,000* | — | |
| $37,227 | $32,326* | $40,440 | $29,113* | 0.90 | |
| National Median | — | $39,252* | — | $25,000* | 0.64 |
Career Paths
Occupations commonly associated with security science and technology graduates
Information Security Analysts
Geographers
Financial Examiners
Geography Teachers, Postsecondary
Criminal Justice and Law Enforcement Teachers, Postsecondary
Accountants and Auditors
Cartographers and Photogrammetrists
Detectives and Criminal Investigators
Police Identification and Records Officers
Intelligence Analysts
Police and Sheriff's Patrol Officers
Customs and Border Protection Officers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Anna Maria College, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 41 similar programs. Actual outcomes may vary.