Median Earnings (1yr)
$15,987
22nd percentile (60th in OH)
Median Debt
$11,250
1% above national median
Debt-to-Earnings
0.70
Manageable
Sample Size
20
Limited data

Analysis

Apollo Career Center's Human Development certificate shows a puzzling pattern: while earnings land in just the 22nd percentile nationally, they're right at the 60th percentile for Ohio. This gap reveals something important—this field pays less in Ohio than in other states, with the state median matching what this program delivers ($15,987). Your student isn't being shortchanged by Apollo; they're entering a field with limited earning potential in this region.

The $11,250 debt load seems manageable at 0.70 times first-year earnings, but context matters. At under $16,000 annually, these earnings sit well below full-time minimum wage. Even four years out, graduates earn just $17,364—suggesting many work part-time or in entry-level roles. This isn't a stepping stone to higher pay; it's preparation for work in early childhood education or social services, fields known for modest compensation regardless of credentials.

The small sample size (under 30 graduates) adds uncertainty, but the core message holds: this certificate trains students for meaningful but low-paying work. If your child is passionate about child development or family services and has financial support or minimal living expenses, this could work. But if they need to support themselves independently or repay this debt on these earnings alone, that math doesn't pencil out. Consider whether a full associate degree in early childhood education—which often includes certificate coursework—might open doors to better-paying school district positions.

Where Apollo Career Center Stands

Earnings vs. debt across all human development, family studies, certificate's programs nationally

Apollo Career CenterOther human development, family studies, programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Apollo Career Center graduates compare to all programs nationally

Apollo Career Center graduates earn $16k, placing them in the 22th percentile of all human development, family studies, certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Ohio

Human Development, Family Studies, certificate's programs at peer institutions in Ohio (10 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Apollo Career Center$15,987$17,364$11,2500.70
National Median$21,341—$11,1600.52

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Apollo Career Center, approximately 10% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 20 graduates with reported earnings and 19 graduates with debt data. Small samples may not be representative.