Est. Earnings (1yr)
$47,670
Est. from national median (75 programs)
Est. Median Debt
$23,120
Est. from national median (20 programs)

Analysis

A debt-to-earnings ratio of 0.49 suggests a manageable financial outcome, but the picture here is hazier than usual. The federal government suppresses this program's actual outcomes because too few students complete it each year—a red flag about program scale that matters beyond just data availability. We're estimating around $47,670 in first-year earnings and $23,120 in debt based on national physics programs, which would be respectable numbers if they held true.

The challenge is that Michigan's physics graduates typically earn less than the national average—$43,210 versus $47,670—and Aquinas's smaller program may not command the same starting salaries as University of Michigan ($53,019) or even Michigan State ($33,400). Small physics programs can offer close faculty mentorship, but they may lack the research infrastructure and employer pipelines that drive higher starting pay in this field. With only 23% of students receiving Pell grants, Aquinas serves a relatively affluent population, which might offset debt concerns for many families but doesn't change the core question about earnings potential.

The fundamental issue is whether a physics degree from a small liberal arts college positions graduates as competitively as those from research universities. If your child is considering graduate school—common in physics—the bachelor's program is essentially preparation. But if they're planning to enter the workforce immediately, confirm what kinds of positions recent graduates have secured and at what salaries, because the estimated figures here could overstate what this specific program delivers.

Where Aquinas College Stands

Earnings vs. debt across all physics bachelors's programs nationally

Compare to Similar Programs in Michigan

Physics bachelors's programs at peer institutions in Michigan (25 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Aquinas CollegeGrand Rapids$38,520$47,670*—$23,120*—
University of Michigan-Ann ArborAnn Arbor$17,228$53,019*$73,202$22,250*0.42
Michigan State UniversityEast Lansing$15,988$33,400*$59,536$27,000*0.81
National Median—$47,670*—$23,304*0.49
* Estimated from similar programs

Career Paths

Occupations commonly associated with physics graduates

Physicists

Conduct research into physical phenomena, develop theories on the basis of observation and experiments, and devise methods to apply physical laws and theories.

$166,290/yrJobs growth:Doctoral or professional degree

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Physics Teachers, Postsecondary

Teach courses pertaining to the laws of matter and energy. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Aquinas College, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.