Analysis
A business degree financed by $29,000 in debt—based on what similar Texas Baptist colleges report—creates a manageable starting point, though not an impressive one. With first-year earnings around $46,000 (what Texas business bachelor's programs typically produce), graduates would owe roughly 63 cents for every dollar earned their first year. That's reasonable, particularly compared to the national median debt of $26,000 for business degrees, though the earnings lag significantly behind what Texas's flagship universities deliver. UT Austin business graduates start near $94,000, and even regional public universities often produce $55,000+ outcomes.
The challenge here is uncertainty. These estimates come from peer institutions because Arlington Baptist's graduate pool is too small for the Department of Education to publish actual outcomes. That could signal either a tight-knit program with strong individual attention or simply limited capacity. For a family considering this investment—especially given that 55% of students receive Pell grants, suggesting many come from lower-income backgrounds—the practical question becomes whether a small Christian college environment justifies paying more debt than the state median for earnings at the state median. If your child values the faith-based community and smaller class sizes, the numbers aren't alarming. But if career outcomes are the priority, larger Texas programs offer clearer track records and often stronger employer connections.
Where Arlington Baptist University Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Compare to Similar Programs in Texas
Business/Commerce bachelors's programs at peer institutions in Texas (41 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $19,290 | $45,899* | — | $29,000* | — | |
| $11,678 | $94,041* | — | —* | — | |
| $54,844 | $74,886* | $90,608 | $15,000* | 0.20 | |
| $36,690 | $60,641* | $71,368 | $38,138* | 0.63 | |
| $17,488 | $57,020* | $56,664 | $47,236* | 0.83 | |
| $7,746 | $56,494* | $70,808 | $23,766* | 0.42 | |
| National Median | — | $47,506* | — | $26,000* | 0.55 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Arlington Baptist University, approximately 55% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 24 similar programs in TX. Actual outcomes may vary.