Median Earnings (1yr)
$34,704
29th percentile (60th in CA)
Median Debt
$44,596
68% above national median
Debt-to-Earnings
1.29
Elevated
Sample Size
208
Adequate data

Analysis

Ashford University's education program saddles graduates with nearly $45,000 in debt—double the state average and far above what most California education programs require—to reach earnings that barely move over four years. While the $34,704 starting salary sits right at California's median for education programs, placing it at the 60th percentile statewide, that masks a troubling reality: this is among the most expensive ways to enter teaching in the state. Chapman graduates earn $3,200 more annually while carrying similar debt, and UC Irvine graduates carry half the debt burden while accepting lower starting pay that could prove worthwhile given teaching's structured salary schedules.

The debt-to-earnings ratio of 1.29 means graduates face roughly 15 months of gross income in student loans before launching careers in one of the lower-paying professions. With earnings essentially flat between year one and year four, there's no growth trajectory to help manage that burden. A typical California teacher might expect steady raises through experience-based salary steps, but these numbers suggest Ashford graduates aren't seeing that pattern—or aren't remaining in traditional teaching roles where such increases occur.

For families considering this program, the question is stark: is the Ashford credential worth $20,000 more in debt than the California average for education degrees? Unless there are compelling geographic or scheduling reasons that make Ashford uniquely accessible, prospective teachers have considerably less expensive pathways into the same career field.

Where Ashford University Stands

Earnings vs. debt across all education bachelors's programs nationally

Ashford UniversityOther education programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Ashford University graduates compare to all programs nationally

Ashford University graduates earn $35k, placing them in the 29th percentile of all education bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Education bachelors's programs at peer institutions in California (18 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Ashford University$34,704$34,380$44,5961.29
Chapman University$37,928$60,147$21,7460.57
University of California-Irvine$26,106$52,320$15,5750.60
National Median$38,660—$26,5220.69

Other Education Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
Chapman University
Orange
$62,784$37,928$21,746
University of California-Irvine
Irvine
$14,237$26,106$15,575

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Ashford University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 208 graduates with reported earnings and 336 graduates with debt data. Small samples may not be representative.