Analysis
Similar physics programs in Massachusetts suggest first-year earnings around $49,400—essentially matching the state median and slightly above the national figure for this major. Combined with estimated debt of $23,120, that produces a manageable debt-to-earnings ratio of 0.47, meaning graduates would owe less than half their first-year salary. For context, MIT physics grads start at nearly $55,000, but Assumption's estimated outcomes align closely with much larger state programs like UMass Lowell.
The real consideration here is what these peer-based estimates tell you about trajectory. Physics bachelor's degrees often serve as stepping stones to graduate school or specialized technical roles where earnings grow substantially. The modest initial debt load leaves room for that next step without crushing financial pressure. However, the small graduate cohort that led to suppressed data—likely under 10 students in recent years—means limited on-campus physics community and potentially fewer research opportunities compared to larger departments.
For a student committed to physics who values smaller class sizes, the estimated financial picture looks workable. But given that you're relying on estimates from comparable programs rather than Assumption's actual track record, confirm what specific resources the department offers—research opportunities, graduate school placement rates, faculty accessibility—to ensure your student gets the mentoring that often matters more than initial salary in this field.
Where Assumption University Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in Massachusetts
Physics bachelors's programs at peer institutions in Massachusetts (31 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $49,414 | $49,399* | — | $23,120* | — | |
| $60,156 | $54,773* | $166,156 | $18,500* | 0.34 | |
| $63,141 | $49,399* | — | $26,797* | 0.54 | |
| $16,570 | $48,324* | — | $22,177* | 0.46 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Assumption University, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in MA. Actual outcomes may vary.