Analysis
A $20,000 debt load for a math degree that yields $45,494 in first-year earnings creates a manageable financial foundation, though both figures are estimates drawn from similar programs across Alabama. The debt-to-earnings ratio of 0.44 suggests graduates could reasonably handle repayment, with projected monthly payments around $220 on a standard plan—roughly 5% of estimated gross income.
What's less certain is where Auburn Montgomery's program actually lands within Alabama's wide range of math outcomes. Peer programs in the state show first-year earnings spanning from $31,339 at Troy to $57,584 at Athens State—a $26,000 spread that makes a significant difference in financial trajectory. The estimated $45,494 sits near the state median, trailing the national benchmark of $48,772 by about $3,300. Whether Auburn Montgomery's graduates track closer to UAB's mid-$40s or Athens State's stronger performance remains unclear without program-specific data.
For families weighing this investment, the estimated figures suggest reasonable affordability but limited upside compared to top Alabama programs. The modest debt projection is encouraging, but if your student has options at UAB or Alabama-Tuscaloosa—both producing verified outcomes near the state average—those programs offer more certainty about post-graduation earnings. The 93% admission rate means access isn't the barrier here; the question is whether this particular program delivers the employment connections and rigor that translate estimates into reality.
Where Auburn University at Montgomery Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in Alabama
Mathematics bachelors's programs at peer institutions in Alabama (24 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
 Auburn University at MontgomeryMontgomery | $9,436 | $45,494* | — | $20,000* | — |
 Athens State UniversityAthens | — | $57,584* | $49,573 | —* | — |
 University of Alabama at BirminghamBirmingham | $8,832 | $46,130* | $46,880 | $25,350* | 0.55 |
 The University of AlabamaTuscaloosa | $11,900 | $44,857* | $60,584 | $20,000* | 0.45 |
 Troy UniversityTroy | $9,792 | $31,339* | — | $17,500* | 0.56 |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Auburn University at Montgomery, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in AL. Actual outcomes may vary.