Analysis
A $25,000 debt load stands well above what most Florida international business programs report—the state median is $17,500. While the estimated first-year earnings of $46,354 align with Florida's typical outcomes for this field, the higher debt burden means graduates would be directing more of their early paychecks toward loan payments than peers at competing programs. The debt-to-earnings ratio of 0.54 isn't alarming on its face, but it's less favorable when you consider that similar programs across Florida are producing comparable earnings with significantly less borrowed money.
The earnings estimate itself, derived from six Florida programs in this field, suggests Ave Maria graduates would likely start near the middle of the pack—behind University of North Florida's $49,379 but roughly on par with FIU and USF. That's not concerning for a selective liberal arts institution. The real question is whether Ave Maria's distinctive Catholic business education justifies the additional $7,500 in estimated debt compared to the state norm.
For families focused purely on financial return, the debt premium here matters. Your child could potentially secure similar international business earnings elsewhere in Florida while borrowing thousands less. That said, if Ave Maria's faith-integrated curriculum and tight-knit community align with your family's values, the estimated financial picture isn't prohibitive—just less efficient than alternatives.
Where Ave Maria University Stands
Earnings vs. debt across all international business bachelors's programs nationally
Compare to Similar Programs in Florida
International Business bachelors's programs at peer institutions in Florida (28 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $28,222 | $46,354* | — | $25,000* | — | |
| $6,389 | $49,379* | $56,391 | $15,500* | 0.31 | |
| $33,424 | $48,149* | $74,400 | $25,250* | 0.52 | |
| $4,879 | $47,047* | $60,027 | $17,500* | 0.37 | |
| $6,565 | $45,661* | $56,343 | $17,750* | 0.39 | |
| $6,410 | $44,096* | $53,207 | $16,936* | 0.38 | |
| National Median | — | $49,890* | — | $23,472* | 0.47 |
Career Paths
Occupations commonly associated with international business graduates
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Business Teachers, Postsecondary
Business Operations Specialists, All Other
Business Continuity Planners
Sustainability Specialists
Online Merchants
Security Management Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Ave Maria University, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in FL. Actual outcomes may vary.