Analysis
A Bachelor's in Physics from Azusa Pacific carries an estimated $23,120 in debt—slightly above the state median of $16,800 for California physics programs but right in line with the national typical debt load for this degree. The debt-to-earnings ratio of 0.46 suggests manageable repayment if the earnings estimate holds true, though it's worth noting that comparable programs at Cal Poly Pomona and the UC campuses report significantly higher first-year earnings, ranging from $53,000 to $64,000.
The estimated $50,200 first-year salary matches the California median for physics programs, placing graduates near the middle of the pack statewide and slightly above the $47,670 national benchmark. Physics degrees generally open doors to multiple career paths—research, engineering, teaching, data science—so actual outcomes can vary considerably depending on the specific roles graduates pursue. The question for your family is whether APU's smaller program (hence the suppressed data) offers advantages like personalized attention or research opportunities that justify potentially falling short of what the state's larger public universities deliver.
Given the estimation uncertainty and the notably stronger outcomes at nearby Cal Poly Pomona, you'll want to dig into APU's physics department specifically: where do their graduates actually land? What companies recruit on campus? The fundamentals here aren't alarming—the debt is reasonable and physics remains a solid major—but without concrete placement data from this particular program, you're making an informed bet rather than a data-driven decision.
Where Azusa Pacific University Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in California
Physics bachelors's programs at peer institutions in California (58 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $43,600 | $50,219* | — | $23,120* | — | |
| $7,439 | $64,045* | $51,682 | $23,000* | 0.36 | |
| $13,747 | $60,495* | $73,644 | $21,100* | 0.35 | |
| $7,675 | $57,114* | — | —* | — | |
| $7,739 | $56,018* | $66,529 | $19,069* | 0.34 | |
| $14,965 | $53,597* | $88,722 | $15,982* | 0.30 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Azusa Pacific University, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 11 similar programs in CA. Actual outcomes may vary.