Median Earnings (1yr)
$56,018
79th percentile (60th in CA)
Median Debt
$19,069
18% below national median
Debt-to-Earnings
0.34
Manageable
Sample Size
19
Limited data

Analysis

Cal State San Marcos physics graduates earn $56,000 in their first year—placing them in the 79th percentile nationally but only the 60th percentile among California physics programs. That's a meaningful distinction: while these graduates comfortably beat the national median of $47,670, they're earning solidly middle-of-the-pack for California, where the state median sits at $50,219. They're not quite reaching the $60,000+ territory of UCLA or Cal Poly Pomona, but they're beating several UC campuses including Berkeley.

The financial picture looks favorable. With just $19,069 in typical debt—well below both the national median of $23,304 and California's $16,800—graduates face a debt-to-earnings ratio of 0.34, meaning they owe roughly four months of salary. Earnings grow steadily to $66,529 by year four, a 19% increase that suggests these physics degrees lead to careers with room for advancement. For families concerned about affordability at an accessible campus (96% admission rate, 44% Pell recipients), this represents a low-risk entry into physics careers.

The caveat: this data reflects fewer than 30 graduates, so individual outcomes may vary more than these numbers suggest. But the fundamentals—manageable debt, strong national earnings, steady growth—point to a program that delivers solid value without requiring the competitive admissions or higher costs of California's elite physics programs.

Where California State University-San Marcos Stands

Earnings vs. debt across all physics bachelors's programs nationally

California State University-San MarcosOther physics programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How California State University-San Marcos graduates compare to all programs nationally

California State University-San Marcos graduates earn $56k, placing them in the 79th percentile of all physics bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Physics bachelors's programs at peer institutions in California (58 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
California State University-San Marcos$56,018$66,529$19,0690.34
California State Polytechnic University-Pomona$64,045$51,682$23,0000.36
University of California-Los Angeles$60,495$73,644$21,1000.35
California State University-San Bernardino$57,114———
University of California-Santa Barbara$53,597$88,722$15,9820.30
University of California-Berkeley$50,219$61,607$15,5080.31
National Median$47,670—$23,3040.49

Other Physics Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
California State Polytechnic University-Pomona
Pomona
$7,439$64,045$23,000
University of California-Los Angeles
Los Angeles
$13,747$60,495$21,100
California State University-San Bernardino
San Bernardino
$7,675$57,114—
University of California-Santa Barbara
Santa Barbara
$14,965$53,597$15,982
University of California-Berkeley
Berkeley
$14,850$50,219$15,508

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At California State University-San Marcos, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 19 graduates with reported earnings and 20 graduates with debt data. Small samples may not be representative.