Est. Earnings (1yr)
$37,532
Est. from MI median (3 programs)
Est. Median Debt
$24,509
Est. from national median (19 programs)

Analysis

Business programs at Michigan community colleges typically produce first-year earnings around $37,500, but something unusual appears in Baker College's outcomes: earnings actually drop to $28,772 by the fourth year out. This backward trajectory—where graduates earn less after gaining work experience—raises questions about career sustainability or whether early employment opportunities fail to translate into advancement.

The estimated debt load of $24,509 adds pressure to this equation. While the debt-to-earnings ratio of 0.65 looks manageable on paper based on that initial $37,500 figure, it becomes far more concerning when measured against the actual reported fourth-year earnings. At that point, you're looking at debt nearly equivalent to a full year's salary. For context, similar programs at Davenport University produce $49,500 in earnings with comparable credentials, suggesting Baker's outcomes fall short of what's achievable in Michigan's business education market.

The core issue here is that earnings trajectory. An associate's degree should serve as either a solid career foundation or a stepping stone to further education, but declining income over four years suggests neither is happening reliably. Before committing, you'd want to understand why graduates aren't progressing financially—whether it's about the types of jobs students are taking, employer relationships, or local economic factors in the Owosso area. The estimates mean we're working with limited visibility, making direct conversations with recent graduates essential.

Where Baker College Stands

Earnings vs. debt across all business/commerce associates's programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Baker College—$28,772—
Thomas More University$83,571$68,202-18%
Davenport University$49,530$48,012-3%
Macomb Community College$37,532$47,984+28%
Henry Ford College$34,003$39,692+17%

Compare to Similar Programs in Michigan

Business/Commerce associates's programs at peer institutions in Michigan (19 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Baker CollegeOwosso$12,810$37,532*$28,772$24,509*—
Davenport UniversityGrand Rapids$23,324$49,530*$48,012$31,338*0.63
Macomb Community CollegeWarren$3,600$37,532*$47,984$10,281*0.27
Henry Ford CollegeDearborn$3,460$34,003*$39,692$32,406*0.95
National Median—$36,591*—$13,437*0.37
* Estimated from similar programs

Career Paths

Occupations commonly associated with business/commerce graduates

Sales Managers

Plan, direct, or coordinate the actual distribution or movement of a product or service to the customer. Coordinate sales distribution by establishing sales territories, quotas, and goals and establish training programs for sales representatives. Analyze sales statistics gathered by staff to determine sales potential and inventory requirements and monitor the preferences of customers.

$138,060/yrJobs growth:Bachelor's degree

Industrial Production Managers

Plan, direct, or coordinate the work activities and resources necessary for manufacturing products in accordance with cost, quality, and quantity specifications.

$121,440/yrJobs growth:Bachelor's degree

Quality Control Systems Managers

Plan, direct, or coordinate quality assurance programs. Formulate quality control policies and control quality of laboratory and production efforts.

$121,440/yrJobs growth:Bachelor's degree

Geothermal Production Managers

Manage operations at geothermal power generation facilities. Maintain and monitor geothermal plant equipment for efficient and safe plant operations.

$121,440/yrJobs growth:Bachelor's degree

Biofuels Production Managers

Manage biofuels production and plant operations. Collect and process information on plant production and performance, diagnose problems, and design corrective procedures.

$121,440/yrJobs growth:Bachelor's degree

Biomass Power Plant Managers

Manage operations at biomass power generation facilities. Direct work activities at plant, including supervision of operations and maintenance staff.

$121,440/yrJobs growth:Bachelor's degree

Hydroelectric Production Managers

Manage operations at hydroelectric power generation facilities. Maintain and monitor hydroelectric plant equipment for efficient and safe plant operations.

$121,440/yrJobs growth:Bachelor's degree

Construction Managers

Plan, direct, or coordinate, usually through subordinate supervisory personnel, activities concerned with the construction and maintenance of structures, facilities, and systems. Participate in the conceptual development of a construction project and oversee its organization, scheduling, budgeting, and implementation. Includes managers in specialized construction fields, such as carpentry or plumbing.

$106,980/yrJobs growth:Bachelor's degree

Administrative Services Managers

Plan, direct, or coordinate one or more administrative services of an organization, such as records and information management, mail distribution, and other office support services.

$106,880/yrJobs growth:Bachelor's degree

Facilities Managers

Plan, direct, or coordinate operations and functionalities of facilities and buildings. May include surrounding grounds or multiple facilities of an organization's campus.

$106,880/yrJobs growth:Bachelor's degree

Security Managers

Direct an organization's security functions, including physical security and safety of employees and facilities.

$106,880/yrJobs growth:Bachelor's degree

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Baker College, approximately 38% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in MI. Actual outcomes may vary.