Analysis
Simon's Rock's nearly open-admission physics program operates in a competitive Massachusetts market where MIT graduates earn about $55K their first yearβbut based on the three other Massachusetts physics programs with reported data, this program's estimated $49K starting salary lands right at the state median. That's a respectable outcome for a small liberal arts college competing against research universities, and the estimated debt-to-earnings ratio of 0.47 means graduates would owe less than half their first-year salary.
The challenge here is scale and certainty. Simon's Rock admits 97% of applicants and serves a small student body, which means physics graduates are few enough that the Department of Education suppresses their actual outcomes. The estimated $23K debt figure comes from similar small private colleges nationally, not this specific program, so your child could graduate owing considerably more or less. Physics majors typically see strong earnings growth over time as they move into research, engineering, or tech roles, but we can't verify whether Simon's Rock's particular graduates follow that trajectory.
For families considering this investment, the key question is whether the intimate learning environment justifies the uncertainty. If your child thrives in small settings and you can manage the cost without excessive loans, the estimated numbers suggest reasonable value. But if you're stretching financially or want concrete evidence of graduate outcomes, programs with reported data offer more transparency about what you're buying.
Where Bard College at Simon's Rock Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in Massachusetts
Physics bachelors's programs at peer institutions in Massachusetts (31 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $66,594 | $49,399* | β | $23,120* | β | |
| $60,156 | $54,773* | $166,156 | $18,500* | 0.34 | |
| $63,141 | $49,399* | β | $26,797* | 0.54 | |
| $16,570 | $48,324* | β | $22,177* | 0.46 | |
| National Median | β | $47,670* | β | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Bard College at Simon's Rock, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in MA. Actual outcomes may vary.