Analysis
A debt-to-earnings ratio of 0.28 suggests manageable financial risk for this skilled trade program. Based on comparable precision metalworking programs nationally, Beaufort County Community College students would borrow around $11,600 to enter a field where first-year earnings typically reach $41,500. That's less than three months of gross pay—well within the conventional threshold for sustainable educational debt. For families concerned about their child graduating with burdensome loans, this estimated picture looks more favorable than many bachelor's degree paths.
The earnings estimate aligns closely with North Carolina's median for this field ($40,149), indicating regional consistency in what metalworking professionals can expect. Similar programs in the state produce graduates earning in this range, and the national figures suggest little variation—meaning the occupation itself has fairly stable entry-level compensation regardless of location. That predictability matters when you're trying to gauge whether the investment pencils out.
The caveat here is real: both figures are estimates derived from peer programs because this specific program's graduate cohort was too small to report publicly. That doesn't mean the program is inadequate—small cohorts are common in specialized trades—but it does mean you're making decisions with less certainty than ideal. For a student genuinely interested in precision manufacturing, the estimated debt burden appears light enough that even modest variations from these projections wouldn't create financial hardship.
Where Beaufort County Community College Stands
Earnings vs. debt across all precision metal working associates's programs nationally
Compare to Similar Programs in North Carolina
Precision Metal Working associates's programs at peer institutions in North Carolina (42 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $2,540 | $41,504* | — | $11,562* | — | |
| $2,792 | $40,149* | $46,439 | —* | — | |
| National Median | — | $41,504* | — | $12,000* | 0.29 |
Career Paths
Occupations commonly associated with precision metal working graduates
Sheet Metal Workers
Machinists
Tool and Die Makers
Welders, Cutters, Solderers, and Brazers
Extruding and Drawing Machine Setters, Operators, and Tenders, Metal and Plastic
Forging Machine Setters, Operators, and Tenders, Metal and Plastic
Rolling Machine Setters, Operators, and Tenders, Metal and Plastic
Cutting, Punching, and Press Machine Setters, Operators, and Tenders, Metal and Plastic
Drilling and Boring Machine Tool Setters, Operators, and Tenders, Metal and Plastic
Grinding, Lapping, Polishing, and Buffing Machine Tool Setters, Operators, and Tenders, Metal and Plastic
Lathe and Turning Machine Tool Setters, Operators, and Tenders, Metal and Plastic
Milling and Planing Machine Setters, Operators, and Tenders, Metal and Plastic
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Beaufort County Community College, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 56 similar programs. Actual outcomes may vary.