Analysis
Mississippi's teaching shortage is well-documented, but the economics of entering the profession through Belhaven raise important questions. Peer programs nationally suggest first-year earnings around $38,660, which aligns with typical starting teacher salaries in the state. The estimated $27,000 in debt—close to national medians for education degrees—translates to a 0.70 debt-to-earnings ratio. That's manageable by education standards, where debt often runs higher relative to starting salaries.
The challenge lies in Mississippi's broader context. The state consistently ranks among the lowest in teacher pay nationally, and while Belhaven's estimated debt load isn't excessive for a bachelor's degree, teacher salary schedules mean significant income growth may take years. Similar programs elsewhere suggest earnings do increase over time, but education careers typically build wealth through stability and benefits rather than rapid salary growth. For a family investing nearly $30,000 in loans, understanding Mississippi's specific salary scales and loan forgiveness programs for teachers becomes critical.
Given the limited actual data from Mississippi education programs and Belhaven specifically, prospective families should request the school's teacher placement rates and average starting salaries for recent graduates. The debt level appears reasonable on paper, but only if your child secures a teaching position quickly and qualifies for state or federal loan forgiveness programs designed for educators.
Where Belhaven University Stands
Earnings vs. debt across all education bachelors's programs nationally
Compare to Similar Programs Nationally
Education bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $29,195 | $38,660* | — | $27,000* | — | |
| $8,886 | $68,730* | — | $26,556* | 0.39 | |
| $12,186 | $60,288* | — | —* | — | |
| $11,728 | $57,410* | — | $13,250* | 0.23 | |
| $19,568 | $56,397* | $40,429 | —* | — | |
| $44,850 | $55,579* | $54,660 | $27,000* | 0.49 | |
| National Median | — | $38,660* | — | $26,522* | 0.69 |
Career Paths
Occupations commonly associated with education graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Belhaven University, approximately 45% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 66 similar programs. Actual outcomes may vary.