Analysis
Comparable business programs in Kentucky suggest Bellarmine graduates start around $41,000βroughly $6,000 below the national median for business degrees. By year four, earnings climb to $55,000, which is competitive but still trails outcomes from Sullivan University ($56,000 first year) and University of Kentucky ($49,000 first year). The estimated debt load of $26,000 matches both state and national norms, creating a debt-to-earnings ratio of 0.63 that's manageable but not particularly advantageous.
The four-year earnings jump is significant, suggesting either career progression or that many graduates start in entry-level positions before moving up. However, starting $15,000 behind Sullivan graduates means playing catch-up for years. With a 94% admission rate and modest test scores, Bellarmine's business program appears accessible but not especially selective, which may explain why peer programs in Kentucky produce such varied outcomes.
For families comfortable with typical student debt, this program won't create a crisisβthe debt is standard and the ratio reasonable. But recognize you're working with estimates from similar programs, not Bellarmine's actual graduate outcomes. If your student has admission options at UK or Sullivan, those schools' reported data shows stronger early earnings that could justify comparison shopping.
Where Bellarmine University Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Bellarmine University | β | $55,480 | β |
| Transylvania University | $31,614 | $64,225 | +103% |
| Northern Kentucky University | $48,654 | $61,090 | +26% |
| Sullivan University | $56,432 | $59,618 | +6% |
| University of Kentucky | $49,431 | $59,354 | +20% |
Compare to Similar Programs in Kentucky
Business/Commerce bachelors's programs at peer institutions in Kentucky (21 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $47,180 | $41,281* | $55,480 | $26,000* | β | |
| $14,220 | $56,432* | $59,618 | $43,625* | 0.77 | |
| $13,212 | $49,431* | $59,354 | $23,055* | 0.47 | |
| $10,896 | $48,654* | $61,090 | $30,750* | 0.63 | |
| $27,850 | $47,596* | $47,782 | $31,000* | 0.65 | |
| $9,875 | $46,242* | $51,203 | $21,219* | 0.46 | |
| National Median | β | $47,506* | β | $26,000* | 0.55 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Bellarmine University, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 14 similar programs in KY. Actual outcomes may vary.