Analysis
The $33,345 debt load estimated for this program sits above what other Kentucky health administration programs typically charge—state benchmarks suggest $25,750—while comparable programs across the state produce first-year earnings clustering around $44,500. That debt premium raises a practical question: what's driving the extra borrowing at Bellarmine, and does this program deliver anything that justifies it?
The 0.75 debt-to-earnings ratio isn't alarming on its face, but context matters. University of Kentucky graduates in this field start at roughly $46,500, suggesting the state's flagship produces marginally better outcomes without the additional debt burden. Healthcare administration roles often reward institutional connections and internship networks more than brand prestige, which means paying extra for a Bellarmine degree may not translate to faster career advancement or higher starting salaries in Louisville's competitive healthcare market.
For parents weighing this investment, the core question is whether Bellarmine offers specialized placement pipelines or relationships with major healthcare employers that would offset the higher borrowing. Without concrete evidence of superior outcomes—and given that these figures are based on similar programs rather than tracked Bellarmine graduates—treating this as equivalent to less expensive Kentucky alternatives makes financial sense. If your student is set on Bellarmine for other reasons, push hard for merit aid that brings total debt below $27,000.
Where Bellarmine University Stands
Earnings vs. debt across all health and medical administrative services bachelors's programs nationally
Compare to Similar Programs in Kentucky
Health and Medical Administrative Services bachelors's programs at peer institutions in Kentucky (10 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $47,180 | $44,516* | — | $33,345* | — | |
| $13,212 | $46,477* | — | $23,375* | 0.50 | |
| $11,436 | $44,516* | $42,712 | $27,000* | 0.61 | |
| $26,080 | $30,774* | $40,894 | $34,622* | 1.13 | |
| National Median | — | $44,345* | — | $30,998* | 0.70 |
Career Paths
Occupations commonly associated with health and medical administrative services graduates
Information Security Analysts
Medical and Health Services Managers
Administrative Services Managers
Facilities Managers
Security Managers
Education Administrators, Postsecondary
Computer Programmers
Business Teachers, Postsecondary
Compliance Officers
Environmental Compliance Inspectors
Equal Opportunity Representatives and Officers
Government Property Inspectors and Investigators
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Bellarmine University, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in KY. Actual outcomes may vary.