Median Earnings (1yr)
$30,236
47th percentile (40th in KY)
Median Debt
$25,944
1% above national median
Debt-to-Earnings
0.86
Manageable
Sample Size
35
Adequate data

Analysis

Bellarmine's Health and Physical Education program starts slowly but builds momentum—graduates earn just over $30,000 initially but see their income jump 38% to $41,610 within four years. That's promising growth, though it can't fully overcome the challenge that this field pays below-average wages across Kentucky. While Bellarmine lands near the state median, stronger in-state options exist: Northern Kentucky University graduates earn $42,725 and University of Louisville grads make $33,241 in their first year, giving them a significant head start.

The $25,944 in student debt aligns closely with both national and state benchmarks, creating a manageable but not impressive debt-to-earnings ratio of 0.86. By year four, the financial picture improves considerably as earnings climb well above that initial debt burden. The moderate sample size suggests reasonably consistent outcomes across graduates.

For families considering this program, the key question is career trajectory. If your child plans to pursue graduate education in fields like physical therapy or athletic training—where that bachelor's degree serves as a stepping stone—Bellarmine's foundation could work fine. But if they're heading straight into teaching or fitness careers after graduation, the stronger-performing Kentucky programs offer better starting positions without requiring you to bet heavily on future earnings growth.

Where Bellarmine University Stands

Earnings vs. debt across all health and physical education/fitness bachelors's programs nationally

Earnings Distribution

How Bellarmine University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Bellarmine University$30,236$41,610+38%
Northern Kentucky University$42,725$47,213+11%
University of Louisville$33,241$43,403+31%
Western Kentucky University$25,858$42,555+65%
Morehead State University$30,696$42,293+38%

Compare to Similar Programs in Kentucky

Health and Physical Education/Fitness bachelors's programs at peer institutions in Kentucky (18 total in state)

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Bellarmine UniversityLouisville$47,180$30,236$41,610$25,9440.86
Northern Kentucky UniversityHighland Heights$10,896$42,725$47,213$23,5000.55
Georgetown CollegeGeorgetown$42,010$37,620$36,911$27,0000.72
University of LouisvilleLouisville$12,828$33,241$43,403$22,0530.66
University of the CumberlandsWilliamsburg$9,875$31,401$33,516$22,6300.72
Morehead State UniversityMorehead$9,838$30,696$42,293$25,9460.85
National Median—$30,554—$25,7570.84
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Bellarmine University, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 35 graduates with reported earnings and 76 graduates with debt data. Small samples may not be representative.