Analysis
In Washington state, business associate's programs typically produce first-year earnings around $40,600, but comparable programs nationally suggest this degree might start closer to $36,600—a gap worth noting in a high cost-of-living region like the Seattle metro area. The estimated $11,500 in debt aligns with what other Washington community colleges report, creating a manageable debt-to-earnings ratio of 0.31. That means roughly four months of gross income to cover the debt, which is reasonable for an associate's degree.
The challenge here isn't the debt load—it's whether these earnings provide enough economic traction in Bellevue specifically. Nearby programs at Tacoma Community College and Clark College report outcomes above $40,000, suggesting the state benchmark may be more reliable than the national estimate for gauging local prospects. Still, without actual outcome data from Bellevue College itself, you're making assumptions based on what similar programs produce elsewhere.
For families considering this path, the relatively low debt makes it a lower-risk starting point, particularly if your student plans to transfer to a four-year institution or already has connections to local employers. If they're stopping at the associate's level, though, verify that entry-level business positions in the Seattle area actually hire at these salary levels—because the region's living costs won't adjust downward to match a modest starting income.
Where Bellevue College Stands
Earnings vs. debt across all business/commerce associates's programs nationally
Compare to Similar Programs in Washington
Business/Commerce associates's programs at peer institutions in Washington (33 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,305 | $36,591* | — | $11,500* | — | |
| $4,920 | $40,863* | $45,421 | $11,500* | 0.28 | |
| $4,632 | $40,313* | $52,458 | $10,441* | 0.26 | |
| National Median | — | $36,591* | — | $13,437* | 0.37 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Bellevue College, approximately 10% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 124 similar programs. Actual outcomes may vary.