Analysis
For a two-year business degree, an estimated debt load of $11,500 is manageable—that's below both the national median for this credential and roughly what other Washington associate's programs typically carry. The challenge lies in what similar programs suggest about earnings potential: around $36,600 in that crucial first year, which trails the $40,600 that Washington's business associate's programs typically produce.
This gap matters because Bellingham Technical sits in a competitive landscape. Nearby community colleges like Tacoma and Clark report first-year earnings over $40,000 for their business graduates, suggesting stronger initial placement or industry connections. Whether Bellingham's program produces similar outcomes or falls short of those peer results isn't clear from suppressed data, but parents should investigate where recent graduates actually land—particularly given Bellingham's smaller scale compared to those larger community colleges.
The debt-to-earnings ratio remains workable even with the lower earnings estimate, but the real question is employment access. With 31% of students on Pell grants, many families here need that associate's degree to translate quickly into stable income. Before committing, ask the program directly about job placement rates and employer partnerships in Whatcom County versus the broader Puget Sound region—understanding whether graduates stay local or need to compete in Seattle's market will clarify whether this program delivers on its vocational promise.
Where Bellingham Technical College Stands
Earnings vs. debt across all business/commerce associates's programs nationally
Compare to Similar Programs in Washington
Business/Commerce associates's programs at peer institutions in Washington (33 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,226 | $36,591* | — | $11,500* | — | |
| $4,920 | $40,863* | $45,421 | $11,500* | 0.28 | |
| $4,632 | $40,313* | $52,458 | $10,441* | 0.26 | |
| National Median | — | $36,591* | — | $13,437* | 0.37 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Bellingham Technical College, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 124 similar programs. Actual outcomes may vary.